708 11th St, Wisner, NE 68791 Property Records

Cuming County property record for 708 11th St, Wisner, NE 68791

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,488 sqft · built 1875
Lot Size	0.482 acres (21,000 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Sep 2020)
Tax Bill	$1,599 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2023 Mortgage + 4 more
APN	`0016540.00`

Property Details

APN / Parcel Number

Primary APN	`0016540.00`
Alternative APN	`1543-00-0-40100-013-0004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,488 sqft Living Area
1st Floor Area	1,244 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1875
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	21,000 sqft (0.482 acres)
Lot Dimensions	140 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	432 sqft
Driveway	Concrete Driveway
Driveway Area	481 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Deck Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	708 11TH ST
City	WISNER
State	NE
Zip	68791-3604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	ORIG, LTS 6,7 & S 1/2 LT 8, BLK 13, WIS C
Legal Subdivision	40100
Legal Block	13
Legal Lot Number	6,7,8
Jurisdiction	CUMING NE
Township / Civil Division	WISNER
Census Block Group	1
Census Block	1110
Census Tract	972700

Owner

708 11th St is owned and occupied by two individuals who bought it in September 2020.

Source: Cuming County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	708 11TH ST, WISNER, NE 68791-3604
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE, L
Jun 15, 2023	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 5, 2022	Deed of Trust, Mortgage · Line of Credit FRONTIER BANK
Jan 6, 2021	Deed of Trust, Mortgage · Line of Credit FRONTIER BANK
Sep 18, 2020	Deed, Transfer NOT AVAILABLE, NORTHEAST NEBRASKA T&E
Jul 27, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2020 · Amount on File
Deed Sale	Sep 18, 2020 · Amount on File
Deed Document Number	20201478
Prior Transfer Date	Jul 23, 2020
Prior Transfer Doc	0202001178
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Recording Date	Apr 6, 2026
Property Address	708 11TH ST, WISNER, NE 68791-3604
Document Number	0000000436
Instrument Date	Mar 27, 2026
Instrument	2026436
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	UNITED WHOLESALE MORTGAGE, L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	708 11TH ST, WISNER, NE 68791-3604

Mortgage

Document Number	0000000436,
Date	Apr 6, 2026
Instrument	2026436

Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	708 11TH ST, WISNER, NE 68791-3604
Transaction Type	Mortgage
Record Updated	Jul 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202300686
Date	Jun 15, 2023
Instrument	202300686

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	708 11TH ST, WISNER, NE 68791-3604
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202201405
Date	Oct 5, 2022
Instrument	202201405

Lender

Name	FRONTIER BANK
Type	Bank
Address	NORFOLK, NE 68701

Agreement

Type	Line of Credit
Amount	Amount on Record

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	708 11TH ST, WISNER, NE 68791-3604
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 444, WISNER, NE 68791-0444

Mortgage

Document Number	0202100020
Date	Jan 6, 2021
Instrument	202100020

Lender

Name	FRONTIER BANK
Type	Bank
Address	NORFOLK, NE 68701

Agreement

Type	Line of Credit
Amount	Amount on Record

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CUMING NE
Recording Date	Sep 18, 2020
Property Address	708 11TH ST, WISNER, NE 68791-3604
Document Number	0202001478
Instrument Date	Sep 15, 2020
Instrument	202001478
Transaction Type	Transfer
Record Updated	Dec 28, 2021
Title Company	NOT AVAILABLE, NORTHEAST NEBRASKA T&E

Transaction

Amount	Amount on Record
Tax	$326.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27141 VIA AURORA, 27141, MISSION VIEJO, CA 92691-2140

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	708 11TH ST, WISNER, NE 68791-3604

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CUMING NE
Recording Date	Jul 27, 2020
Property Address	708 11TH ST, WISNER, NE 68791-3604
Document Number	0202001178
Instrument Date	Jul 23, 2020
Instrument	202001178
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	27141 VIA AURORA, MISSION VIEJO, CA 92691-2140

Tax Assessment & Valuation

The 2025 property tax bill for 708 11th St was $1,599.

Source: Cuming County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Cuming County
Municipality	Wisner City
Unified School District	Wisner-Pilger Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,995 (+17.47%) Land $23,100 Building $212,895	$235,995 (+17.47%) Land $23,100 Building $212,895
2025	$1,599.00	$200,900 Land $17,850 Building $183,050	$200,900 Land $17,850 Building $183,050
2023	$2,008.00	$178,915 Land $13,650 Building $165,265	$178,915 Land $13,650 Building $165,265

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 708 11th St; there have been 12 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	12 (2007–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 708 11th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WISNER serves 1,239 people · EPA ID NE3103903
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	11 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate-Nitrite not recorded as resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, Great Plains Communications, Nextlink.

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