708 11th Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 708 11th Ave N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,308 sqft · built 1930
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$106,000 (Apr 2017)
Tax Bill	$2,310 (2026)
Deeds & Mortgages	Feb 2021 Transfer Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-48236-0000`

Property Details

APN / Parcel Number

Primary APN	`82-48236-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,308 sqft Living Area
1st Floor Area	824 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Metal
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Width	44 ft Width
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Street Address	708 11TH AVE N
City	SAINT CLOUD
State	MN
Zip	56303-3440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	N'LY 44' OF S'LY 132' OF W1/2 OF BLK LYING WLY OF BLK 78 LOWRY'S ADD SECTION 11 TOWNSHIP 124 RANGE 028 LOWRY'S ADD SECTION 11
Legal Range	28W
Legal Township	124
Legal Section	11
Legal Subdivision	LOWRYS ADD
Legal Block	78
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1025
Census Tract	801

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	708 11TH AVE N, SAINT CLOUD, MN 56303-3440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Quit Claim Deed, Transfer MISC COMPANY
Apr 21, 2017	Warranty Deed, Transfer QUARRY TITLE AND CLOSING LLC, QUARRY TITLE & CLOSING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2017 · Amount on Record
Deed Sale	Apr 21, 2017 · Amount on Record
Prior Sale	Sep 26, 2012 · Amount on Record
Deed Document Number	20171493808
Last Transfer Date	Jan 25, 2021
Transfer Doc	00A1593684
Record Updated	Jun 8, 2026

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Feb 4, 2021
Property Address	708 11TH AVE N, SAINT CLOUD, MN 56303-3440
Document Number	00A1593684
Instrument Date	Jan 25, 2021
Instrument	A1593684
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	708 11TH AVE N, SAINT CLOUD, MN 56303-3440

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 21, 2017
Property Address	708 11TH AVE N, SAINT CLOUD, MN 56303-3440
Document Number	00A1493808
Instrument Date	Apr 13, 2017
Instrument	A1493808
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	QUARRY TITLE AND CLOSING LLC, QUARRY TITLE & CLOSING

Transaction

Amount	Amount Recorded
Tax	$349.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 11TH AVE N, SAINT CLOUD, MN 56303-3440

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,310.00 (+42.24%)
2025		$182,900 (+15.25%) Land $25,000 Building $157,900	$182,900 (+15.25%) Land $25,000 Building $157,900
2023	$1,624.00	$158,700 Land $25,000 Building $133,700	$158,700 Land $25,000 Building $133,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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