St. Joseph County property record for 708 10th St, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 896 sqft · built 1926 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $67,500 (Aug 2019) |
| Tax Bill | $1,398 (2025) |
| Deeds & Mortgages | Aug 2019 Sale & Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-255-006-00 |
| Primary APN | 051-255-006-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 896 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Basement Area | 896 sqft |
| Unfinished Basement | 896 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Ranch |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 129 ft deep x 50 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 708 10TH ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 14 WRIGHTS RESUBDIV OF STERLINGS ADD. CITY OF 3 RIVERS. |
| Legal Subdivision | WRIGHTS RESUB |
| Legal Lot Number | 14 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 40200 |
708 10th St is owned and occupied by an individual who bought it in August 2019.
Source: St. Joseph County records, as of July 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 708 10TH ST, THREE RIVERS, MI 49093-1232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 8, 2019 | Warranty Deed, Transfer · FHA Mortgage MEMBERS FIRST MORTGAGE LLC |
| Nov 15, 2017 | Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2019 · Amount on File |
| Deed Sale | Aug 8, 2019 · Amount on File |
| Prior Sale | Nov 15, 2017 · Amount on File |
| Deed Book / Page | 1969 / 866 |
| Prior Transfer Date | May 7, 2014 |
| Prior Transfer Doc | 1743/0886 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Aug 8, 2019 |
| Property Address | 708 10TH ST, THREE RIVERS, MI 49093-1232 |
| Document Number | 01969/0866 |
| Book / Page | 1969 / 0866 |
| Map Reference | LB 1 PG 45 |
| Instrument Date | Jul 31, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 708 10TH ST, 708, THREE RIVERS, MI 49093-1232 |
| Name | Verified Name |
|---|---|
| Address | 57550 N MAIN ST, THREE RIVERS, MI 49093-9799 |
| Document Number | 0001969868 |
|---|---|
| Date | Aug 8, 2019 |
| Instrument | 1969/868 |
| Name | MEMBERS FIRST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Nov 15, 2017 |
| Property Address | 708 10TH ST, THREE RIVERS, MI 49093-1232 |
| Document Number | 1893/0636 |
| Book / Page | 1893 / 0636 |
| Map Reference | LB1 PG45 |
| Instrument Date | Nov 7, 2017 |
| Instrument | 1893-0636 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $344.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1067 W M 86, COLON, MI 49040-9623 |
| Investor | Possibly a Property Investor |
| Document Number | 18930637 |
|---|---|
| Date | Nov 15, 2017 |
| Instrument | 1893-0637 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
The 2025 property tax bill for 708 10th St was $1,398 with a homeowner's exemption.
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,400 (-1.66%) Land $2,800 Building $44,600 | $94,800 (-1.66%) Land $5,600 Building $89,200 | |
| 2025 | $1,398.00 Homeowner's exemption | $48,200 Land $2,700 Building $45,500 | $96,400 Land $5,400 Building $91,000 |
| 2023 | $37,100 Land $1,900 Building $35,200 | $74,200 Land $3,800 Building $70,400 | |
| 2022 | $1,233.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 708 10th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–1989) |
| Most Recent Claim | Jun 1989 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 708 10th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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