Monroe County property record for 708 109th Street Ocean, Marathon, FL 33050
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,513 sqft · built 1946 |
| Lot Size | 0.152 acres (6,607 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $9,221 (2024) |
| Deeds & Mortgages | Jun 2019 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 00343830-000000 |
| Primary APN | 00343830-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,513 sqft Living Area |
| 1st Floor Area | 1,513 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,607 sqft (0.152 acres) |
| Lot Dimensions | 105 ft deep x 50 ft wide |
| View / Lot | Waterfront |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 300 sqft |
| Patio Area | 2,106 sqft |
| Boat Access | Boat Access |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1421766 |
|---|---|
| Street Address | 708 109TH STREET OCEAN |
| City | MARATHON |
| State | FL |
| Zip | 33050-3497 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK B W1/2 LT 26 S MARATHON SHORES PB2-140 A SUB IN S1/2 OF GOV LT 1 SEC 6 TWP 66S R 33E KEY VACCAS FLA OR478-368 OR2466-845D/C OR2972-501 |
| Legal Range | 33E |
| Legal Township | 66S |
| Legal Section | 06 |
| Legal Subdivision | SOUTH MARATHON SHORES |
| Legal Block | B |
| Legal Lot Number | 26,1 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | MIDDLE KEYS |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 971100 |
708 109th Street Ocean is held in a trust since June 2019.
Source: Monroe County records, as of March 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2137 MICHELE DR, SARASOTA, FL 34231-4122 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2019 |
| Deed Sale | Jun 27, 2019 |
| Prior Sale | Feb 1, 1971 · Amount on File |
| Deed Document Number | 20192226432 |
| Deed Book / Page | 2972 / 501 |
| Prior Transfer Date | Jun 19, 2019 |
| Prior Transfer Doc | 0029720501 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jun 27, 2019 |
| Property Address | 708 109TH STREET OCEAN, MARATHON, FL 33050-3497 |
| Document Number | 0029720501 |
| Book / Page | 002972 / 000501 |
| Instrument Date | Jun 19, 2019 |
| Instrument | 2226432 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 231 GREEN HARBOR RD #50 OLD HICKORY TN 371381049, 50, OLD HICKORY, TN 37138-1049 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Marathon City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,272,848 Land $956,495 Building $316,353 | $1,272,848 Land $956,495 Building $316,353 | |
| 2024 | $9,221.00 (+10.35%) | ||
| 2023 | $8,356.00 (+8.75%) | $1,362,673 (+23.37%) Land $1,079,903 Building $282,770 | $1,362,673 (+23.37%) Land $1,079,903 Building $282,770 |
| 2022 | $7,684.00 | $1,104,553 Land $848,045 Building $256,508 | $1,104,553 Land $848,045 Building $256,508 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 708 109th Street Ocean in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 569 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 748 units insured incl. 179 condo units |
| Nearby Flood Claims | 1,492 (1978–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 708 109th Street Ocean has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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