7078 S Bayou Dr, Elberta, AL 36530 Property Records

Baldwin County property record for 7078 S Bayou Dr, Elberta, AL 36530

Property Summary

Property TypeWater, Lake, River, Shore Vacant Land
Lot Size0.54 acres (23,522 sqft)
OwnerCompany Name on Record
Last Sale$175,000 (Jun 2017)
Tax Bill$1,685 (2026)
Deeds & MortgagesMay 2020 Line of Credit
Jun 2017 Sale
Flood ZoneZone X (minimal risk)
APN62-06-23-0-000-016.001

Property Details

APN / Parcel Number

Primary APN62-06-23-0-000-016.001
Alternative APNs
  • 270131
  • 233361

Exterior

Lot Area23,522 sqft (0.54 acres)
Lot Dimensions234 ft deep x 100 ft wide

Location & Zoning

Account Number233361
Street Address7078 S BAYOU DR
CityELBERTA
StateAL
Zip36530-5738
Property CategoryVacant Land
Property TypeVacant Land > Water, Lake, River, Shore
Legal Description100' X 234'(S) IRR LOT 14 BLK D PIRATES COVE SUB SEC 23-T8S-R5E (WD) IN# 1667254
Legal SubdivisionPIRATES COVE
Legal BlockD
Legal Lot Number14
JurisdictionBALDWIN AL
Township / Civil DivisionELBERTA
Census Block Group3
Census Block3044
Census Tract11601

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address1918 N MCKENZIE ST, FOLEY, AL 36535-2329
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 7, 2020Deed of Trust, Mortgage · Line of Credit
RENASANT BANK
Jun 28, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2017 · Amount on Record
Deed SaleJun 28, 2017 · Amount on Record
Prior SaleDec 12, 2013 · Amount on Record
Deed Document Number20171641061
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address7078 S BAYOU DR, PERDIDO BEACH, AL 36530-5738
Transaction TypeMortgage
Record UpdatedJun 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001826967
DateMay 7, 2020
Instrument1826967
Lender
NameRENASANT BANK
TypeBank
AddressMOBILE, AL 36608
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueMay 5, 2027

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateJun 28, 2017
Property Address7078 S BAYOU DR, PERDIDO BEACH, AL 36530-5738
Document Number0001641061
Instrument DateJun 23, 2017
Instrument1641061
Transaction TypeTransfer
Record UpdatedJul 14, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$175.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1918 N MCKENTIE ST FOLEY AL 36535, FOLEY, AL 36535

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,685.00 (+6.58%)
2025$1,581.00 (+18.6%)$56,480 (+18.61%) Land $56,480$282,500 (+18.65%) Land $282,500
2023$1,333.00 (+5.21%)$47,620 (+5.21%)$238,100 (+5.21%) Land $238,100
2022$1,267.00 (+17.75%)$45,260$226,300 Land $226,300
2021$1,076.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 93 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies93 in force
Nearby Flood Claims189 (1979–2020)
Claims Outside the SFHA18 of 189
Most Recent ClaimSep 2020 · river or lake flooding
Claims by Event
  • Hurricane Sally, Sep 2020 · 70 claims
  • Hurricane Ivan, Sep 2004 · 53 claims
  • Hurricane Georges, Sep 1998 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 98.1% of Alabama
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Brightspeed
Fiber · DSL
1,000 / 1,000
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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Nearby Streets

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