7078 Post Coach Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 7078 Post Coach Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,713 sqft · built 1992
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Jan 2017)
Tax Bill	$5,002 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`A922000553`

Property Details

APN / Parcel Number

Primary APN	`A922000553`
Alternative APN	`2-113A-6772-00-040A.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,713 sqft Living Area
Gross Area	4,500 sqft
1st Floor Area	1,388 sqft
Basement Area	1,292 sqft
Finished Basement	1,033 sqft
Unfinished Basement	259 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	268 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A922000553
Street Address	7078 POST COACH DR
City	O FALLON
State	MO
Zip	63368-8116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWIN CHIMNEYS PH1 VLG A COACH LINE LOT 40A
Legal Subdivision	TWIN CHIMNEYS PH1 VLG A COACH LINE
Legal Lot Number	40A
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2005
Census Tract	311154

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7078 POST COACH DR, O FALLON, MO 63368-8116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Nov 26, 2019	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Jan 10, 2017	Warranty Deed, Transfer INTEGRITY MTG/MO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2017 · Amount on Record
Deed Sale	Jan 10, 2017 · Amount on Record
Prior Sale	May 22, 2009 · Amount on Record
Deed Document Number	201720870
Deed Book / Page	6683 / 2008
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	7078 POST COACH DR, O FALLON, MO 63368-8116
Document Number	0000083869
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 19, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7078 POST COACH DR O FALLON MO 633688116, O FALLON, MO 63368-8116

Mortgage

Document Number	0000083869
Date	Nov 2, 2020
Instrument	83869

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	7078 POST COACH DR, O FALLON, MO 63368-8116
Document Number	0072292170
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7078 POST COACH DR O FALLON MO 633688116, O FALLON, MO 63368-8116

Mortgage

Document Number	0072292170
Date	Feb 12, 2020
Book Page	007229/002170
Instrument	86170

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 10, 2017
Property Address	7078 POST COACH DR, O FALLON, MO 63368-8116
Document Number	0066832008
Book / Page	006683 / 002008
Instrument Date	Dec 15, 2016
Instrument	20870
Transaction Type	Transfer
Record Updated	Feb 10, 2017
Title Company	FREEDOM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7078 POST COACH DR O FALLON MO 633688116, O FALLON, MO 63368-8116

Mortgage

Document Number	66832010
Date	Jan 10, 2017
Book Page	006683/002010
Instrument	20880

Lender

Name	INTEGRITY MTG/MO
Type	Mortgage Company
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,029 (-)	$410,679 (-) Land $65,000 Building $345,679
2025	$5,002.00	$78,029 (+2.01%)	$410,679 (+2.01%) Land $65,000 Building $345,679
2023		$76,495
2022			$402,603 Land $45,000 Building $357,603

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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