7078 Copperfield Ct, Wilmington, NC 28411 Property Records

New Hanover County property record for 7078 Copperfield Ct, Wilmington, NC 28411

Property Summary

Property Type	Patio Home
Details	4 bd · 2.5 ba · 2,120 sqft · built 2013
Lot Size	0.149 acres (6,490 sqft)
Owner	Individual Name on File
Last Sale	$216,000 (Dec 2013)
Tax Bill	$1,572 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R04400-001-499-000`

Property Details

APN / Parcel Number

Primary APN	`R04400-001-499-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,120 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	920 sqft
Finished Basement	920 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	6,490 sqft (0.149 acres)
Terrain	Low
Garage Area	440 sqft
Porch	Slab
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	7078 COPPERFIELD CT
City	WILMINGTON
State	NC
Zip	28411-7287
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Patio Home
Local Zoning Code	R-10,RESID
Legal Description	LOT 37 SEC 1 VILLAGE PARK @ WESTBAY ESTATES
Legal Subdivision	COASTAL CAROLINA DEVELOPMENT
Legal Block	1
Legal Lot Number	37
Jurisdiction	NEW HANOVER NC
Township / Civil Division	HARNETT
Census Block Group	3
Census Block	3000
Census Tract	11611

Owner

7078 Copperfield Ct, a patio home, is owned and occupied by an individual who bought it in December 2013.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	7078 COPPERFIELD CT, WILMINGTON, NC 28411-7287
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Sep 14, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Aug 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FIN'L
Aug 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FIN'L
Jun 7, 2017	Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2013 · Amount on File
Deed Sale	Dec 3, 2013 · Amount on File
Prior Sale	Aug 22, 2012 · Amount on File
Deed Document Number	201341994
Deed Book / Page	5785 / 2826
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	7078 COPPERFIELD CT, WILMINGTON, NC 28411-7287
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00650800020
Date	Nov 1, 2021
Book Page	6508/20
Instrument	2021052497

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	7078 COPPERFIELD CT, WILMINGTON, NC 28411-7287
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00666301462
Date	Sep 14, 2023
Book Page	6663/1462
Instrument	2023023296

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	7078 COPPERFIELD CT, WILMINGTON, NC 28411-7287
Document Number	0062371405
Instrument Date	Aug 7, 2019
Transaction Type	Mortgage
Record Updated	Sep 13, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7078 COPPERFIELD CT WILMINGTON NC 284117287, WILMINGTON, NC 28411-7287

Mortgage

Document Number	0062371405
Date	Aug 9, 2019
Book Page	006237/001405
Instrument	25211

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 8, 2039

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	7078 COPPERFIELD CT, WILMINGTON, NC 28411-7287
Document Number	0062360563
Instrument Date	Aug 1, 2019
Transaction Type	Mortgage
Record Updated	Sep 13, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7078 COPPERFIELD CT WILMINGTON NC 284117287, WILMINGTON, NC 28411-7287

Mortgage

Document Number	0062360563
Date	Aug 5, 2019
Book Page	006236/000563
Instrument	24533

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 4, 2039

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	7078 COPPERFIELD CT, WILMINGTON, NC 28411-7287
Document Number	0060650548
Instrument Date	Jun 7, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	RESEARCH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7078 COPPERFIELD CT WILMINGTON NC 284117287, WILMINGTON, NC 28411-7287

Mortgage

Document Number	0060650548
Date	Jun 9, 2017
Book Page	006065/000548
Instrument	18487

Lender

Name	MERIDIAN HM MTG
Type	Mortgage Company
Address	WESTMINSTER, MD 21158

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jun 8, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 7078 Copperfield Ct was $1,572, up 5.6% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,100 (-) Land $104,000 Building $298,100	$402,100 (-) Land $104,000 Building $298,100
2025	$1,572.00 (+5.65%)	$402,100 Land $104,000 Building $298,100	$402,100 Land $104,000 Building $298,100
2024	$1,488.00 (+0.27%)
2023	$1,484.00 (-0.87%)	$275,100 Land $57,000 Building $218,100	$275,100 Land $57,000 Building $218,100
2022	$1,497.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7078 Copperfield Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7078 Copperfield Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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