7076 450th St, Buffalo Center, IA 50424 Property Records

Winnebago County property record for 7076 450th St, Buffalo Center, IA 50424

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,678 sqft · built 1920
Lot Size	7.09 acres (308,840 sqft)
Owner	Individual Name on Record
Tax Bill	$1,554 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit May 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`0606300003`

Property Details

APN / Parcel Number

Primary APN	`0606300003`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,678 sqft Living Area
1st Floor Area	448 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	308,840 sqft (7.09 acres)

Exterior Amenities

Deck Area	180 sqft
Patio Area	640 sqft
Shed	1 Shed
Granary	Granary

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7076 450TH ST
City	BUFFALO CENTER
State	IA
Zip	50424-7558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	06 99 25 A TR IN SW SWFR SEC 6 DESC BY METES & BOUND IN BK 238 PG 462
Legal Range	25W
Legal Township	099
Legal Section	06
Legal Subdivision	RURAL
Jurisdiction	WINNEBAGO IA
Township / Civil Division	KING
Census Block Group	3
Census Block	3118
Census Tract	680200

Owner

Source: Winnebago County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7076 450TH ST, BUFFALO CENTER, IA 50424-7558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2022	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK
May 6, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IA
Property Address	7076 450TH ST, BUFFALO CENTER, IA 50424-7558
Transaction Type	Mortgage
Record Updated	Jan 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020221644
Date	Nov 3, 2022
Instrument	2022-1644

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2037

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IA
Property Address	7076 450TH ST, BUFFALO CENTER, IA 50424-7558
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190742
Date	May 6, 2019
Instrument	2019-0742

Lender

Name	FARMERS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2039

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winnebago County
Unified School District	North Iowa Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,140 (+3.09%) Land $46,180 Building $107,960	$154,140 (+3.09%) Land $46,180 Building $107,960
2025	$1,554.00 (-0.89%) Homeowner's exemption	$149,520 (+9.8%) Land $41,560 Building $107,960	$149,520 (+9.8%) Land $41,560 Building $107,960
2024	$1,568.00 (+37.18%)
2023		$136,170 (+65.03%) Land $30,760 Building $105,410	$136,170 (+65.03%) Land $30,760 Building $105,410
2022	$1,143.00 Homeowner's exemption	$82,510 Land $16,620 Building $65,890
2021			$82,510 Land $16,620 Building $65,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

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