7075 Sierra Ln, Temperance, MI 48182 Property Records

Monroe County property record for 7075 Sierra Ln, Temperance, MI 48182

Property Summary

Property TypeSingle Family Home
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on Record
Last Sale$307,000 (Apr 2024)
Tax Bill$4,087 (2025)
Deeds & MortgagesAug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN02-314-021-00

Property Details

APN / Parcel Number

Primary APN02-314-021-00

Exterior

Lot Area12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address7075 SIERRA LN
CityTEMPERANCE
StateMI
Zip48182-2319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIDDEN LAKES PLAT 1 LOT 21
Legal SubdivisionHIDDEN LAKES SUB
Legal Lot Number21
JurisdictionMONROE MI
Township / Civil DivisionBEDFORD
Census Block Group1
Census Block1001
Census Tract833900

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7075 SIERRA LN, TEMPERANCE, MI 48182-2319
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 26, 2024 · Amount on Record
Deed SaleApr 26, 2024 · Amount on Record
Deed Document Number20246251
Prior Transfer DateJul 26, 2019
Prior Transfer Doc0000013202
Record UpdatedOct 29, 2026

August 2019: Reverse Mortgage, Transfer

Document TypeReverse Mortgage
JurisdictionMONROE MI
Recording DateAug 8, 2019
Property Address7075 SIERRA LN, TEMPERANCE, MI 48182-2319
Document Number0000013202
Instrument DateJul 26, 2019
Instrument13202
Transaction TypeTransfer
Record UpdatedSep 30, 2019
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7075 SIERRA LN TEMPERANCE MI 481822319, TEMPERANCE, MI 48182-2319

Mortgage

Document Number13203
DateAug 8, 2019
Instrument13203
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term804 Months
DueAug 7, 2086
Interest
Rate TypeAdjustable Rate
Rate5.44%

Mortgage

Document Number13204,
DateAug 8, 2019
Instrument13204
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term804 Months
DueAug 7, 2086
Interest
Rate TypeAdjustable Rate
Rate5.44%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMonroe County
County SubdivisionBedford Township
Unified School DistrictBedford Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$165,100 (+26.32%) Land $165,100$330,200 (+26.32%) Land $330,200
2025$4,087.00 (+24.15%) Homeowner's exemption
2023$3,292.00 Homeowner's exemption$130,700$261,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONROE SOUTH COUNTY
serves 33,816 people · EPA ID MI0004455
Water SourcePurchased surface water from CITY OF TOLEDO
Last State InspectionAug 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Cable
1,000 / 20
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: Mercury Fiber.

Nearby Properties on Sierra Ln

Nearby Streets

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