7075 E Hubbard Rd, Ponca City, OK 74604 Property Records

Kay County property record for 7075 E Hubbard Rd, Ponca City, OK 74604

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,183 sqft · built 1981
Lot Size	80 acres (3,484,800 sqft)
Owner	Individual Name on File
Tax Bill	$1,078 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20390`

Property Details

APN / Parcel Number

Primary APN	`20390`
Alternative APN	`6200-03-026-03E-3-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,183 sqft Living Area
1st Floor Area	2,183 sqft
Attic	Attic
Attic Area	1,680 sqft
Utility Area	2,880 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1989
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,484,800 sqft (80 acres)
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	360 sqft
Deck Area	18 sqft
Patio Area	360 sqft
Shed	1 Shed
Shed Area	112 sqft
Utility Building	2,880 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20390
Street Address	7075 E HUBBARD RD
City	PONCA CITY
State	OK
Zip	74604-7112
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LONGWOOD TWP - 3-26-3E NW/4 SW/4 & W/2 W/2 NE/4 SW/4 & PLUS TR BEG SW/C SW/4 AS POB, TH N 1320' E990' S1320' W990' POB..FREEZ
Legal Range	03E
Legal Township	26N
Legal Section	03
Legal Subdivision	LONGWOOD TOWNSHIP
Legal Block	26
Legal Lot Number	3E
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	1
Census Block	1035
Census Tract	600

Owner

7075 E Hubbard Rd, a rural home, is owned and occupied by an individual who acquired it in July 2023.

Source: Kay County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	7075 E HUBBARD RD, PONCA CITY, OK 74604-7112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Line of Credit CHEROKEE STRIP CREDIT UNION
May 14, 2026	Deed of Trust · Line of Credit CHEROKEE STRIP CREDIT UNION
Jul 10, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 6, 2023
Transfer Doc	I2023004520
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Recording Date	May 14, 2026
Property Address	7075 E HUBBARD RD, PONCA CITY, OK 74604-7112
Document Number	I2026003441
Book / Page	2035 / 336
Instrument Date	May 5, 2026
Instrument	20263441
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189
Address	7075 E HUBBARD RD, PONCA CITY, OK 74604-7112

Mortgage

Document Number	0000003441,
Date	May 14, 2026
Book Page	2035/336
Instrument	20263441

Lender

Name	CHEROKEE STRIP CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	KAY OK
Recording Date	May 14, 2026
Property Address	7075 E HUBBARD RD, PONCA CITY, OK 74604-7112
Document Number	0000003441
Book / Page	2035 / 336
Instrument Date	May 5, 2026
Instrument	2026.3441
Record Updated	May 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	7075 E HUBBARD RD, PONCA CITY, OK 74604-7112

Mortgage

Document Number	0000003441,
Date	May 14, 2026
Book Page	2035/336
Instrument	2026.3441

Lender

Name	CHEROKEE STRIP CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KAY OK
Recording Date	Jul 10, 2023
Property Address	7075 E HUBBARD RD, PONCA CITY, OK 74604-7112
Document Number	I2023004520
Book / Page	1939 / 893
Instrument Date	Jul 6, 2023
Instrument	I-2023-004520
Transaction Type	Transfer
Record Updated	Jul 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	7075 E HUBBARD RD, PONCA CITY, OK 74604-7112

Tax Assessment & Valuation

The 2025 property tax bill for 7075 E Hubbard Rd was $1,078 with a homeowner's exemption, up 5.9% from the year before.

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Elementary School District	Kildare Public School (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,848 (+0.01%) Land $989 Building $12,859	$125,884 (-45.73%) Land $8,987 Building $116,897
2025	$1,078.00 (+5.89%) Homeowner's exemption	$13,847 (-) Land $1,042 Building $12,805	$231,978 (+0.79%) Land $17,465 Building $214,513
2024	$1,018.00 Homeowner's exemption	$13,847 (-) Land $1,051 Building $12,796	$230,159 (+58.02%) Land $17,465 Building $212,694
2023	$1,018.00 (-0.29%) Homeowner's exemption	$13,847 (-) Land $2,172 Building $11,675	$145,656 (-) Land $22,847 Building $122,809
2022	$1,021.00 Homeowner's exemption	$13,847 Land $2,513 Building $11,334	$145,656 Land $22,847 Building $122,809

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7075 E Hubbard Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1993–2025)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7075 E Hubbard Rd is extreme, ranking above 96% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 99.4% of Oklahoma
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAY CO RWD #1 serves 1,765 people · EPA ID OK3003605
Water Source	Purchased surface water from PONCA CITY MUN WATER
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nextlink Fixed Wireless	100 / 20

May also be available: Chisholm Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Hubbard Rd

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