70745 Wayne St, Union, MI 49130 Property Records

Cass County property record for 70745 Wayne St, Union, MI 49130

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,064 sqft · built 1966
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Tax Bill	$700 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Jan 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-120-370-003-00`

Property Details

APN / Parcel Number

Primary APN	`14-120-370-003-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,064 sqft Building Perimeter
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Lot Area	13,939 sqft (0.32 acres)

Location & Zoning

Street Address	70745 WAYNE ST
City	UNION
State	MI
Zip	49130-9793
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. (718 8-13 386-519) LOT 34 COVERDALE NO. 1.
Legal Subdivision	COVERDALE NO 1
Legal Lot Number	34
Jurisdiction	CASS MI
Township / Civil Division	PORTER
Census Block Group	2
Census Block	2050
Census Tract	1000

Owner

Source: Cass County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	70745 WAYNE ST, UNION, MI 49130-9793
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2018	Deed of Trust, Mortgage · Commercial Mortgage HORIZON BANK
Jan 4, 2021	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC
Jan 4, 2021	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 20, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 11, 2020
Transfer Doc	1187/1015
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	70745 WAYNE ST, UNION, MI 49130-9793
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01135/1729
Date	Feb 16, 2018
Book Page	1135/1729

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Dec 6, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MI
Recording Date	Jan 4, 2021
Property Address	70745 WAYNE ST, UNION, MI 49130-9793
Document Number	1187/1015
Book / Page	1187 / 1015
Map Reference	LB 1-H PG 360
Instrument Date	Dec 11, 2020
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70745 WAYNE ST, UNION, MI 49130-9793

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Jan 4, 2021
Property Address	70745 WAYNE ST, UNION, MI 49130-9793
Document Number	01187/1018
Book / Page	1187 / 1018
Map Reference	LB 1-H PG 360
Instrument Date	Dec 11, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	70745 WAYNE ST, 70745, UNION, MI 49130-9793

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70746 WAYNE ST, UNION, MI 49130-9793

Mortgage

Document Number	0011871021
Date	Jan 4, 2021
Instrument	1187/1021

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MI
Recording Date	Dec 20, 2017
Property Address	70745 WAYNE ST, UNION, MI 49130-9793
Document Number	1133/0408
Book / Page	1133 / 0408
Map Reference	LB1-H PG360
Instrument Date	Dec 14, 2017
Instrument	1133-0408
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	70745 WAYNE ST, UNION, MI 49130-9793

Tax Assessment & Valuation

Source: Cass County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Porter Township
Unified School District	White Pigeon Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,100 (+20.86%)	$242,200 (+20.86%)
2025	$700.00 (-57.68%) Homeowner's exemption	$100,200 (+36.7%) Land $100,200	$200,400 (+36.7%) Land $200,400
2024	$1,654.00 (+7.4%)
2023		$73,300	$146,600
2022	$1,540.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

70745 Wayne St, Union, MI 49130 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2021: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2017: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Wayne St

Nearby Streets

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