7074 Waring Cir, Derby, NY 14047 Property Records

Erie County and Evans Town property record for 7074 Waring Cir, Derby, NY 14047

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,772 sqft · built 1976
Lot Size	0.282 acres (12,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$201,000 (Jan 2024)
Tax Bill	$6,359 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`005-0005089`

Property Details

APN / Parcel Number

Primary APN	`005-0005089`
Alternative APNs	`44892061200001013000` `144489 206.12-1-13`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,772 sqft Living Area
1st Floor Area	900 sqft
2nd Floor Area	872 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	12,276 sqft (0.282 acres)
Lot Dimensions	197 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	005-0005089
Street Address	7074 WARING CIR
City	DERBY
State	NY
Zip	14047-9653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MC2359 SL 89 61X197
Legal Subdivision	DERBY SOUTH
Legal Block	1
Legal Lot Number	13.000
Jurisdiction	ERIE NY
Township / Civil Division	EVANS
Census Block Group	3
Census Block	3017
Census Tract	15402

Owner

Source: Erie County and Evans Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7074 WARING CIR, DERBY, NY 14047-9653
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 8, 2024	Warranty Deed, Transfer · FHA Mortgage PREMIUM MORTGAGE CORP
Jun 9, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2024 · Amount on Record
Deed Sale	Jan 8, 2024 · Amount on Record
Prior Sale	Jun 9, 2017 · Amount on Record
Deed Document Number	20243889
Deed Book / Page	11426 / 5978
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	7074 WARING CIR, DERBY, NY 14047-9653
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7074 WARING CIR, DERBY, NY 14047-9653
Investor	Possibly a Property Investor

Mortgage

Document Number	0140071569
Date	Jul 30, 2021
Book Page	14007/1569
Instrument	2021149545

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2051

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Jan 8, 2024
Property Address	7074 WARING CIR, DERBY, NY 14047-9653
Document Number	0114265978
Book / Page	11426 / 5978
Instrument Date	Dec 29, 2023
Instrument	2024003889
Transaction Type	Transfer
Record Updated	Feb 22, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$804.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7074 WARING CIR, DERBY, NY 14047-9653

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1325 N FOREST RD APT F120, F120, WILLIAMSVILLE, NY 14221-2359

Mortgage

Document Number	0141155483
Date	Jan 8, 2024
Instrument	14115/5483

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ERIE NY
Recording Date	Jun 9, 2017
Property Address	7074 WARING CIR, DERBY, NY 14047-9653
Document Number	0113141606
Book / Page	11314 / 1606
Map Reference	MAP2359
Instrument Date	Jun 8, 2017
Instrument	2017113894
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Amount	Amount Recorded
Tax	$1,242.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7074 WARING CIR, 7074, DERBY, NY 14047-9653

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3690 HORTON AVE, BUFFALO, NY 14219-2642

Tax Assessment & Valuation

Source: Erie County and Evans Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Evans Town
Unified School District	Evans-Brant Central School District (Lake Shore) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,359.00 (+76.44%)
2025	$3,604.00 (-40.71%)	$129,000 (-) Land $17,400 Building $111,600	$263,300 (+10.21%) Land $35,515 Building $227,785
2024	$6,079.00	$129,000 (-) Land $17,400 Building $111,600	$238,900 (+7.42%) Land $32,224 Building $206,676
2023		$129,000 Land $17,400 Building $111,600	$222,400 Land $29,998 Building $192,402

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (1979–2014)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Nov 2014 · Severe Winter Storm, Snowstorm, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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