7074 S Ainger Rd, Olivet, MI 49076 Property Records

Eaton County property record for 7074 S Ainger Rd, Olivet, MI 49076

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,619 sqft · built 2017
Lot Size	13.9 acres (609,404 sqft)
Owner	Individual Name on File
Last Sale	$1,060,000 (Apr 2026)
Tax Bill	$11,009 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Nov 2017 Construction Loan + 6 more
Flood Zone	Zone X (minimal risk)
APN	`14002010000115`

Property Details

APN / Parcel Number

Primary APN	`14002010000115`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,619 sqft Living Area
1st Floor Area	2,619 sqft
Basement Area	2,619 sqft
Unfinished Basement	2,619 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	609,404 sqft (13.9 acres)
Garage Area	825 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7074 S AINGER RD
City	OLIVET
State	MI
Zip	49076-9671
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COM NW COR SEC 20 FOR POB; S89?46'57"E 1015 FT TO C/L AINGER RD; SELY 141.35 FT ON ARC OF CURVE TO LEFT W/RADIUS OF 530.71 FT BEARING S29?33'21"E; S37?11'08"E 508.11 FT; N89?46'57"W 1058.55 FT; S0?20'04"E 37.5 FT TO C/L INDIAN CREEK; N61?04' 03"W 378
Legal Range	05W
Legal Township	01N
Legal Section	20
Jurisdiction	EATON MI
Township / Civil Division	WALTON
Census Block Group	2
Census Block	2039
Census Tract	21100

Owner

7074 S Ainger Rd is owned and occupied by an individual who bought it in April 2026.

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7074 S AINGER RD, OLIVET, MI 49076-9671
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Warranty Deed, Transfer · Conventional Mortgage LAFCU
Nov 13, 2017	Deed of Trust, Mortgage · Construction Mortgage THE DART BANK
Oct 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage CHEMICAL BANK
May 15, 2019	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Sep 17, 2019	Intrafamily Transfer, Transfer
May 22, 2017	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC
Jan 31, 2017	Land Contract, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2026 · Amount on File
Deed Sale	Apr 7, 2026 · Amount on File
Deed Book / Page	3185 / 341
Prior Transfer Date	Sep 13, 2019
Prior Transfer Doc	2803/0167
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Apr 7, 2026
Property Address	7074 S AINGER RD, OLIVET, MI 49076-9671
Document Number	3185000341
Book / Page	3185 / 341
Instrument Date	Apr 3, 2026
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$920,716.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7074 S AINGER RD, OLIVET, MI 49076-9671

Mortgage

Document Number	3185000291,
Date	Apr 7, 2026
Book Page	3185/291

Lender

Name	LAFCU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	7074 S AINGER RD, OLIVET, MI 49076-9671
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2708/0862
Date	Nov 13, 2017
Book Page	2708/0862
Instrument	2708-0862

Lender

Name	THE DART BANK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	370 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%
Type Change Date	Sep 1, 2023
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	6.87%
Index	1-Year LIBOR
Max Rate	10.8%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	7074 S AINGER RD, OLIVET, MI 49076-9671
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2760/0287
Date	Oct 31, 2018
Book Page	2760/0287

Lender

Name	CHEMICAL BANK
Type	Bank
Address	WYOMING, MI 49519

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	7074 S AINGER RD, OLIVET, MI 49076-9671
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2784/0445
Date	May 15, 2019
Book Page	2784/0445

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 4, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	7074 S AINGER RD, OLIVET, MI 49076-9671
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2892/363
Date	Dec 18, 2020
Book Page	2892/363

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2041

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Sep 17, 2019
Property Address	7074 S AINGER RD, OLIVET, MI 49076-9671
Document Number	2803/0167
Book / Page	2803 / 0167
Instrument Date	Sep 13, 2019
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7074 S AINGER RD, OLIVET, MI 49076-9671
Investor	Possibly a Property Investor

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	May 22, 2017
Property Address	7074 S AINGER RD, OLIVET, MI 49076-9671
Document Number	2680/0113
Book / Page	2680 / 0113
Instrument Date	May 18, 2017
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3626 DUNCKEL RD, 3626, LANSING, MI 48910-5822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13167 RIVERWOODS TRL, GRAND LEDGE, MI 48837-9341
Investor	Possibly a Property Investor

January 2017: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	EATON MI
Recording Date	Jan 31, 2017
Property Address	7074 S AINGER RD, OLIVET, MI 49076-9671
Document Number	2663/0817
Book / Page	2663 / 0817
Instrument Date	Jan 30, 2017
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13167 RIVERWOODS TRL, 13167, GRAND LEDGE, MI 48837-9341

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3626 DUNCKEL RD, LANSING, MI 48910-5822

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Walton Township
Unified School District	Olivet Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$465,439 (+3.17%)	$883,774 (-) Land $152,536 Building $731,238
2025	$11,009.00 (-1.52%) Homeowner's exemption	$451,121 (+25.63%)	$883,774 (+23.06%) Land $152,536 Building $731,238
2024	$11,179.00 (+8.48%)
2023		$359,078	$718,156
2022	$10,305.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7074 S Ainger Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7074 S Ainger Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Ainger Rd

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