Monroe County property record for 7073 Clayton Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 2,748 sqft · built 2014 |
| Lot Size | 2.55 acres (111,078 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $9,977 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Feb 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-29-200-008-000 |
| Primary APN | 07-29-200-008-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 2,748 sqft Living Area |
| 1st Floor Area | 1,374 sqft |
| Basement Area | 1,374 sqft |
| Unfinished Basement | 1,374 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Lot Area | 111,078 sqft (2.55 acres) |
| Garage Area | 416 sqft |
| Porch | Porch |
| Porch Area | 48 sqft |
| Patio Area | 224 sqft |
| Cooling System | Central |
|---|
| Street Address | 7073 CLAYTON RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART E/2 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 29 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 22 |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 600402 |
7073 Clayton Rd is owned and occupied by an individual who acquired it in November 2021.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7073 CLAYTON RD, WATERLOO, IL 62298 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE |
| Feb 18, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 9, 2021 |
| Transfer Doc | 0000422742 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 7073 CLAYTON RD, WATERLOO, IL 62298 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000422905 |
|---|---|
| Date | Mar 1, 2022 |
| Instrument | 422905 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 264 Months |
| Due | Oct 1, 2044 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Feb 18, 2022 |
| Property Address | 7073 CLAYTON RD, WATERLOO, IL 62298 |
| Document Number | 0000422742 |
| Instrument Date | Feb 18, 2022 |
| Instrument | 422742 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7073 CLAYTON RD, WATERLOO, IL 62298 |
The 2025 property tax bill for 7073 Clayton Rd was $9,977, up 9.6% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,977.00 (+9.61%) Homeowner's exemption | $172,300 Land $19,480 Building $152,820 | $516,900 Land $58,440 Building $458,460 |
| 2024 | $9,102.00 | ||
| 2022 | Additional exemption filed | $126,680 Land $19,480 Building $107,200 | $380,040 Land $58,440 Building $321,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7073 Clayton Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 7073 Clayton Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber | 1,000 / 1,000 |
May also be available: Wisper ISP.
5G (outdoors only) and 4G LTE
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