7072 Whitewater St, Carlsbad, CA 92011 Property Records

San Diego County property record for 7072 Whitewater St, Carlsbad, CA 92011

Property Summary

Property Type	Condominium
Details	4 bd · 3 ba · 2,387 sqft · built 2002
Lot Size	4.12 acres (179,470 sqft)
Owner	Individual Name on File
Last Sale	$2,080,000 (Oct 2023)
Tax Bill	$23,719 (2025)
Deeds & Mortgages	Oct 2023 Sale Nov 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`214-590-05-13`

Property Details

APN / Parcel Number

Primary APN	`214-590-05-13`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,387 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment
Lot Area	179,470 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	7072 WHITEWATER ST
City	CARLSBAD
State	CA
Zip	92011-5434
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RD-M
Legal Description	LOT 3 US 38PER DOC00-490762&UND INT IN PHASE 1 MODULE IN TR 013967
Legal Subdivision	CARLSBAD COURT
Legal Tract	013967
Legal Block	3
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3013
Census Tract	17813

Owner

7072 Whitewater St, a condominium, is owned by an individual who bought it in October 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	8924 FAIR OAKS BLVD, CARMICHAEL, CA 95608-2651
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Nov 29, 2018	Deed of Trust, Mortgage · ARM MUFG UNION BANK NA
Jun 5, 2019	Deed of Trust, Mortgage · ARM MUFG UNION BANK NA
Oct 31, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2023 · Amount on File
Deed Sale	Oct 12, 2023 · Amount on File
Prior Sale	Jan 27, 2004 · Amount on File
Deed Document Number	2023276732
Prior Transfer Date	Mar 4, 2002
Prior Transfer Doc	0000190078
Record Updated	Oct 29, 2026

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 12, 2023
Property Address	7072 WHITEWATER ST, CARLSBAD, CA 92011-5434
Document Number	0000276732
Map Reference	MAP 13967
Instrument Date	Oct 9, 2023
Instrument	2023-0276732
Transaction Type	Transfer
Record Updated	Oct 23, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8924 FAIR OAKS BLVD, CARMICHAEL, CA 95608-2651

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7072 WHITEWATER ST, CARLSBAD, CA 92011-5434
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7072 WHITEWATER ST, CARLSBAD, CA 92011-5434

Mortgage

Document Number	0000492825
Date	Nov 29, 2018
Instrument	2018-0492825

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	2.37%
Max Rate At Change	6.37%
Index	1-Year LIBOR
Max Rate	10.3%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7072 WHITEWATER ST, CARLSBAD, CA 92011-5434
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000216982
Date	Jun 5, 2019
Instrument	2019-0216982

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jun 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	9.5%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7072 WHITEWATER ST, CARLSBAD, CA 92011-5434
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000497779
Date	Oct 31, 2019
Instrument	2019-0497779

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7072 WHITEWATER ST, CARLSBAD, CA 92011-5434
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7072 WHITEWATER ST, CARLSBAD, CA 92011-5434

Mortgage

Document Number	0000409268
Date	Jun 1, 2021
Instrument	2021-0409268

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jun 1, 2031
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

The 2025 property tax bill for 7072 Whitewater St was $23,719.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,164,032 (+2%) Land $1,768,680 Building $395,352
2025	$23,719.00	$2,121,600 Land $1,734,000 Building $387,600
2023	$13,170.00 (+1.49%) Homeowner's exemption	$1,150,613 Land $639,767 Building $510,846
2022	$12,977.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7072 Whitewater St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7072 Whitewater St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband, GeoLinks.

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