Clayton County property record for 7072 Stephens Ct, Morrow, GA 30260
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,424 sqft · built 1974 |
| Owner | Individual Name on File |
| Last Sale | $282,000 (Jul 2022) |
| Tax Bill | $5,082 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jul 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-086A-A-012 |
| Primary APN | 12-086A-A-012 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,424 sqft Living Area |
| 1st Floor Area | 1,536 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Lot Width | 124 ft Width |
| Deck Area | 48 sqft |
|---|---|
| Patio Area | 24 sqft |
| Balcony | Balcony |
| Balcony Area | 24 sqft |
| Cooling System | HVAC |
|---|
| Old Parcel Number | 12086AA012 |
|---|---|
| Street Address | 7072 STEPHENS CT |
| City | MORROW |
| State | GA |
| Zip | 30260-3236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS110 |
| Legal Description | LOT:97 CITY/MUNI/TWP:UNINCORPORATED CNTY W/FIRE SUBD:WINTER WOODS |
| Legal Subdivision | WINTER WOODS |
| Legal Block | A |
| Legal Lot Number | 97 |
| Jurisdiction | CLAYTON GA |
| Township / Civil Division | JONESBORO |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 40633 |
Source: Clayton County records · APN 12-086A-A-012
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 7072 STEPHENS CT, MORROW, GA 30260-3236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2026 | Deed of Trust, Mortgage · FHA Mortgage |
| Jul 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL |
| Jul 11, 2022 | Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL |
| Oct 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 06, 2018 | Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Oct 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 11, 2022 · Amount on Record |
| Deed Sale | Jul 11, 2022 · Amount on Record |
| Prior Sale | Oct 05, 2004 · Amount on Record |
| Deed Document Number | 0013057253 |
| Deed Book / Page | 13057 / 253 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAYTON GA |
| Recording Date | Jun 10, 2026 |
| Property Address | 7072 STEPHENS CT, MORROW, GA 30260-3236 |
| Document Number | 1425000584 |
| Book / Page | 14250 / 584 |
| Instrument Date | Jun 10, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7072 STEPHENS CT, MORROW, GA 30260-3236 |
| Document Number | 1425000584, |
|---|---|
| Date | Jun 10, 2026 |
| Book Page | 14250/584 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAYTON GA |
| Property Address | 7072 STEPHENS CT, MORROW, GA 30260-3236 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7072 STEPHENS CT, MORROW, GA 30260-3236 |
| Document Number | 0130570000000266 |
|---|---|
| Date | Jul 20, 2022 |
| Book Page | 0000013057/0000000266 |
| Name | EVERETT FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAYTON GA |
| Recording Date | Jul 11, 2022 |
| Property Address | 7072 STEPHENS CT, MORROW, GA 30260-3236 |
| Document Number | 0130570253 |
| Book / Page | 13057 / 253 |
| Instrument Date | Jul 11, 2022 |
| Instrument | 2022-006782 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7072 STEPHENS CT, MORROW, GA 30260-3236 |
| Document Number | 0013057255 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 13057/255 |
| Name | EVERETT FINANCIAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jan 01, 2052 |
| Document Number | 0130570000000266 |
|---|---|
| Date | Jul 20, 2022 |
| Book Page | 0000013057/0000000266 |
| Name | EVERETT FINANCIAL |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAYTON GA |
| Property Address | 7072 STEPHENS CT, MORROW, GA 30260-3236 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0111890545 |
|---|---|
| Date | Oct 30, 2017 |
| Book Page | 11189/545 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLAYTON GA |
| Recording Date | Sep 06, 2018 |
| Property Address | 7072 STEPHENS CT, MORROW, GA 30260-3236 |
| Document Number | 0113710506 |
| Book / Page | 011371 / 000506 |
| Instrument Date | Aug 21, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7072 STEPHENS CT MORROW GA 302603236, MORROW, GA 30260-3236 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAYTON GA |
| Property Address | 7072 STEPHENS CT, MORROW, GA 30260-3236 |
| Document Number | 0114070144 |
| Instrument Date | Oct 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2018 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Name | Verified Name |
|---|---|
| Address | 7072 STEPHENS CT MORROW GA 302603236, MORROW, GA 30260-3236 |
| Document Number | 0114070144 |
|---|---|
| Date | Oct 23, 2018 |
| Book Page | 011407/000144 |
| Instrument | 6277 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43246-2056 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 22, 2048 |
Source: Clayton County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Clayton County |
| Unified School District | Clayton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,082.00 (+24.8%) | $131,800 (+16.84%) Land $7,200 Building $124,600 | $329,500 (+16.84%) Land $18,000 Building $311,500 |
| 2023 | $4,072.00 | $112,800 Land $6,920 Building $105,880 | $282,000 Land $17,300 Building $264,700 |
Source: FEMA National Flood Hazard Layer as of May 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
Based on FCC filings for 294 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CLAYTON COUNTY WATER AUTHORITY serves 298,374 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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