7072 Oak St, Chagrin Falls, OH 44022 Property Records

Geauga County property record for 7072 Oak St, Chagrin Falls, OH 44022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,700 sqft · built 1940
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Jan 2026)
Tax Bill	$7,280 (2025)
Deeds & Mortgages	Jan 2026 Sale Feb 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-000500`

Property Details

APN / Parcel Number

Primary APN	`03-000500`
Alternative APN	`003875-0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,700 sqft Living Area
1st Floor Area	1,700 sqft
Basement Area	1,520 sqft
Unfinished Basement	1,520 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	7,841 sqft (0.18 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	126 sqft
Deck Area	60 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	003875-0
Street Address	7072 OAK ST
City	CHAGRIN FALLS
State	OH
Zip	44022-3430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3A
Legal Description	S/L 37 CHURCH SUB
Legal Subdivision	CHURCH
Jurisdiction	GEAUGA OH
Township / Civil Division	BAINBRIDGE
Census Block Group	1
Census Block	1004
Census Tract	311700

Owner

7072 Oak St is owned and occupied by an individual who bought it in January 2026.

Source: Geauga County records, as of June 3, 2026

Owner of Record	Individual Name on File
Mailing Address	7072 OAK ST, CHAGRIN FALLS, OH 44022-3430
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Fiduciary Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Feb 9, 2023	Deed of Trust, Mortgage · Line of Credit WASHINGTON SAVINGS BANK
Jan 27, 2021	Deed of Trust, Mortgage · Conventional with PMI HOWARD HANNA MTG SVCS
Jan 29, 2021	Warranty Deed, Transfer SIGNATURE TITLE AGENCY/N OH LP, SIGNATURE TITLE AGCY/N OH LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2026 · Amount on File
Deed Sale	Jan 27, 2026 · Amount on File
Prior Sale	Jan 29, 2021 · Amount on File
Deed Document Number	20261043275
Deed Book / Page	2215 / 1118
Record Updated	Oct 29, 2026

January 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	GEAUGA OH
Recording Date	Jan 27, 2026
Property Address	7072 OAK ST, CHAGRIN FALLS, OH 44022-3430
Document Number	0022151118
Book / Page	2215 / 1118
Map Reference	VOL 2 PG 17
Instrument Date	Jan 27, 2026
Instrument	202601043275
Transaction Type	Transfer
Record Updated	Feb 26, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7072 OAK ST, CHAGRIN FALLS, OH 44022-3430

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	7072 OAK ST, CHAGRIN FALLS, OH 44022-3430
Transaction Type	Mortgage
Record Updated	May 2, 2023
Title Company	GUARDIAN LAND TITLE, GUARDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7072 OAK ST, CHAGRIN FALLS, OH 44022-3430

Mortgage

Document Number	0021650849
Date	Feb 9, 2023
Book Page	2165/849
Instrument	202301009327

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	CHAGRIN FALLS, OH 44022

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 21, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	7072 OAK ST, CHAGRIN FALLS, OH 44022-3430
Document Number	0021150309
Instrument Date	Jan 27, 2021
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	SIGNATURE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7072 OAK ST CHAGRIN FALLS OH 440223430, CHAGRIN FALLS, OH 44022-3430

Mortgage

Document Number	0021150309
Date	Jan 29, 2021
Book Page	002115/000309
Instrument	976977

Lender

Name	HOWARD HANNA MTG SVCS
Type	Mortgage Company
Address	PITTSBURGH, PA 15328

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEAUGA OH
Recording Date	Jan 29, 2021
Property Address	7072 OAK ST, CHAGRIN FALLS, OH 44022-3430
Document Number	0021150307
Book / Page	002115 / 000307
Instrument Date	Jan 25, 2021
Instrument	976976
Transaction Type	Transfer
Record Updated	Feb 15, 2021
Title Company	SIGNATURE TITLE AGENCY/N OH LP, SIGNATURE TITLE AGCY/N OH LP

Transaction

Amount	Amount on Record
Tax	$325.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7072 OAK ST CHAGRIN FALLS OH 440223430, CHAGRIN FALLS, OH 44022-3430

Tax Assessment & Valuation

The 2025 property tax bill for 7072 Oak St was $7,280 with a homeowner's exemption, down 0.7% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Bainbridge Township
Unified School District	Chagrin Falls Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,280.00 (-0.67%)	$114,140 (-) Land $25,870 Building $88,270
2024	$7,329.00 (-2.06%) Homeowner's exemption	$114,140 (-) Land $25,870 Building $88,270
2023	$7,483.00 Homeowner's exemption	$114,140 (+9.47%) Land $25,870 Building $88,270	$326,100 Land $73,900 Building $252,200
2022		$104,270 Land $21,560 Building $82,710
2021	$7,901.00
2020			$297,900 Land $61,600 Building $236,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7072 Oak St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7072 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Frontier, Verizon.

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