Genesee County property record for 7072 N Bray Rd, Mount Morris, MI 48458
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,636 sqft · built 1978 |
| Lot Size | 9.33 acres (406,415 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $423,000 (Jun 2025) |
| Tax Bill | $6,080 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Nov 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-09-300-026 |
| Primary APN | 11-09-300-026 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,636 sqft Living Area |
| 1st Floor Area | 3,636 sqft |
| Basement Area | 3,909 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Lot Area | 406,415 sqft (9.33 acres) |
| Lot Dimensions | 370 ft deep x 233 ft wide |
| Garage Area | 1,014 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7072 N BRAY RD |
|---|---|
| City | MOUNT MORRIS |
| State | MI |
| Zip | 48458-8988 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-R AG - R |
| Legal Description | N 333 FT OF S 957 FT OF W 1/2 OF SW 1/4 EXCEPT S 100 FT OF W 400 FT SEC 9 T8N R7E (00) FR 11-09-300-009 |
| Legal Range | 07E |
| Legal Township | 08N |
| Legal Section | 09 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | GENESEE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 12100 |
Source: Genesee County records, as of October 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 648 WALKER ST, MOUNT MORRIS, MI 48458-1947 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Nov 10, 2021 | Warranty Deed, Transfer |
| Nov 16, 2018 | Warranty Deed, Transfer · FHA Mortgage ROSS MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2025 · Amount on Record |
| Deed Sale | Jun 23, 2025 · Amount on Record |
| Prior Sale | Nov 10, 2021 · Amount on Record |
| Deed Document Number | 20250623173 |
| Prior Transfer Date | Feb 25, 2008 |
| Prior Transfer Doc | 0000030457 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 7072 N BRAY RD, MOUNT MORRIS, MI 48458-8988 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 431 DELAND RD, FLUSHING, MI 48433-1301 |
| Document Number | 0000084559 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 202110290084559 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Nov 10, 2021 |
| Property Address | 7072 N BRAY RD, MOUNT MORRIS, MI 48458-8988 |
| Document Number | 0000087243 |
| Instrument Date | Oct 27, 2021 |
| Instrument | 202111100087243 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,494.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7072 N BRAY RD, 7072, MOUNT MORRIS, MI 48458-8988 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 431 DELAND RD, FLUSHING, MI 48433-1301 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Nov 16, 2018 |
| Property Address | 7072 N BRAY RD, MOUNT MORRIS, MI 48458-8988 |
| Document Number | 201811160098211 |
| Instrument Date | Oct 3, 2018 |
| Instrument | 201811160098211 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2021 |
| Title Company | FIRST TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7072 N BRAY RD, 7072, MOUNT MORRIS, MI 48458-8988 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 7072 N BRAY RD, MOUNT MORRIS, MI 48458-8988 |
| Document Number | 201811160098212 |
|---|---|
| Date | Nov 16, 2018 |
| Instrument | 201811160098212 |
| Name | ROSS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2048 |
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Genesee Charter Township |
| Unified School District | Kearsley Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $206,300 (+10.91%) Land $25,700 Building $180,600 | $412,600 (+10.91%) Land $51,400 Building $361,200 | |
| 2025 | $6,080.00 (-9.15%) Homeowner's exemption | $186,000 (+18.32%) | $372,000 (+18.32%) |
| 2024 | $6,692.00 (+66.22%) | ||
| 2023 | $157,200 | $314,400 | |
| 2021 | $4,026.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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