7070 Territorial Rd, Benton Harbor, MI 49022 Property Records

Berrien County property record for 7070 Territorial Rd, Benton Harbor, MI 49022

Property Summary

Property Type	General Agricultural/Rural
Details	4 bd · 1 ba · 1,680 sqft · built 1921
Lot Size	35.4 acres (1,542,460 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Aug 2019)
Tax Bill	$2,017 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-0021-0007-02-4`

Property Details

APN / Parcel Number

Primary APN	`01-0021-0007-02-4`
Alternative APN	`11-01-0021-0007-02-4`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,680 sqft Total Area
1st Floor Area	840 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Lot Area	1,542,460 sqft (35.4 acres)
Garage Area	1,020 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	7 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7070 TERRITORIAL RD
City	BENTON HARBOR
State	MI
Zip	49022-9458
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	AG
Legal Description	THE E1/2 OF W1/2 OF NE1/4 SEC 21 T4S R17W EXC BEG AT NE COR W1/2 NE1/4 SEC 21 T4S R17W TH S01DEG24'19''E 89.31' TO CL GORDONS
Legal Range	17W
Legal Township	04S
Legal Section	21
Jurisdiction	BERRIEN MI
Township / Civil Division	BAINBRIDGE
Census Block Group	3
Census Block	3002
Census Tract	10400

Owner

Source: Berrien County records · APN 01-0021-0007-02-4

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7070 TERRITORIAL RD, BENTON HARBOR, MI 49022-9458
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage STURGIS BANK AND TRUST COMPANY
Apr 27, 2026	Quit Claim Deed, Transfer · Conventional Mortgage STURGIS BANK AND TRUST COMPANY
Aug 01, 2019	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 01, 2019 · Amount on Record
Deed Sale	Aug 01, 2019 · Amount on Record
Prior Sale	Aug 01, 2019 · Amount on Record
Deed Book / Page	3245 / 438
Last Transfer Date	Apr 21, 2026
Transfer Doc	0000459460
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Recording Date	Apr 27, 2026
Property Address	7070 TERRITORIAL RD, BENTON HARBOR, MI 49022-9458
Document Number	0000459461
Book / Page	3475 / 4237
Instrument Date	Apr 21, 2026
Instrument	2026459461
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7070 TERRITORIAL RD, BENTON HARBOR, MI 49022-9458

Mortgage

Document Number	0000459461,
Date	Apr 27, 2026
Book Page	3475/4237
Instrument	2026459461

Lender

Name	STURGIS BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 27, 2026
Property Address	7070 TERRITORIAL RD, BENTON HARBOR, MI 49022-9458
Document Number	0000459460
Book / Page	3475 / 4234
Instrument Date	Apr 21, 2026
Instrument	2026459460
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	VAN BUREN CNTY TITLE, VAN BUREN COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7070 TERRITORIAL RD, BENTON HARBOR, MI 49022-9458

Mortgage

Document Number	0000459460,
Date	Apr 27, 2026
Book Page	3475/4237
Instrument	2026459460

Lender

Name	STURGIS BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 01, 2019
Property Address	7070 TERRITORIAL RD, BENTON HARBOR, MI 49022-9458
Document Number	03245/0438
Book / Page	3245 / 0438
Instrument Date	Jul 26, 2019
Transaction Type	Transfer
Record Updated	Nov 09, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3448 ARENT CT, COLOMA, MI 49038-9710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 S BAINBRIDGE CENTER RD, BENTON HARBOR, MI 49022-9351

Mortgage

Document Number	0003245442
Date	Aug 01, 2019
Instrument	3245/442

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Bainbridge Township
Unified School District	Watervliet School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,000 (+4.91%)	$406,000 (+4.91%)
2025	$2,017.00 (+3.81%)	$193,500 (+29.26%)	$387,000 (+29.26%)
2024	$1,943.00 (+10.02%)
2023		$149,700	$299,400
2022	$1,766.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Midwest Energy Cooperative Fiber	1,000 / 1,000
SMR Communications Cable	100 / 25

May also be available: Mercury Broadband.

Based on FCC filings for 25 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Territorial Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures