7070 State Hwy 24, Commerce, TX 75428 Property Records

Hunt County property record for 7070 State Hwy 24, Commerce, TX 75428

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,736 sqft · built 1967
Lot Size	4.87 acres (212,137 sqft)
Owner	Individual Name on File
Last Sale	$235,800 (Jun 2020)
Tax Bill	$4,714 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jan 2019 Loan Modification
Flood Zone	Zone A (high risk)
APN	`0403-0530-0000-30`

Property Details

APN / Parcel Number

Primary APN	`0403-0530-0000-30`
Alternative APNs	`R25530` `25530`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,736 sqft Gross Area
1st Floor Area	1,736 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1980
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	212,137 sqft (4.87 acres)
Garage Type	Carport
Garage Area	560 sqft
Carport	Carport
Carport Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	1,012 sqft
Patio Area	640 sqft
Shed	1 Shed
Shed Area	2,184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7070 STATE HIGHWAY 24
City	COMMERCE
State	TX
Zip	75428-5820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0403 HART J,TRACT 53, ACRES 4.87
Legal Subdivision	HART J
Legal Tract	53
Legal Block	2
Legal Lot Number	53
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2084
Census Tract	960100

Owner

7070 State Hwy 24 is owned and occupied by an individual who bought it in June 2020.

Source: Hunt County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	7070 STATE HIGHWAY 24, COMMERCE, TX 75428-5820
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2020	Vendor's Lien, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jan 3, 2019	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2020 · Amount on File
Deed Sale	Jun 11, 2020 · Amount on File
Prior Sale	Jun 17, 2013 · Amount on File
Deed Document Number	20209050
Prior Transfer Date	Jun 2, 2020
Prior Transfer Doc	0000009050
Record Updated	Oct 29, 2026

June 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Jun 11, 2020
Property Address	7070 STATE HIGHWAY 24, COMMERCE, TX 75428-5820
Document Number	0000009050
Instrument Date	Jun 2, 2020
Instrument	2020-09050
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7070 STATE HIGHWAY 24, COMMERCE, TX 75428-5820

Mortgage

Document Number	0000009051
Date	Jun 11, 2020
Instrument	2020-09051

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HUNT TX
Property Address	7070 STATE HIGHWAY 24, COMMERCE, TX 75428-5820
Document Number	0000002408
Instrument Date	Jan 3, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7070 STATE HIGHWAY 24 COMMERCE TX 754285820, COMMERCE, TX 75428-5820

Mortgage

Document Number	0000002408
Date	Feb 22, 2019
Instrument	2408

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 21, 2049

Interest

Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 7070 State Hwy 24 was $4,714 with a homeowner's exemption, up 2.3% from the year before.

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,714.00 (+2.28%) Homeowner's exemption	$362,628	$389,480 Land $129,570 Building $259,910
2024	$4,609.00
2023		$348,020 Land $104,170 Building $243,850	$348,020 Land $104,170 Building $243,850
2022	$4,907.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7070 State Hwy 24 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7070 State Hwy 24 is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH HUNT SUD serves 4,836 people · EPA ID TX1160039
Water Source	Purchased surface water from CITY OF COMMERCE
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Oct 2022
Treatment and Procedure	Coliform assessment Sep 2023
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
360 Broadband Fixed Wireless	400 / 50
Rise Broadband Fixed Wireless	25 / 5

May also be available: Nextlink, T-Mobile, Verizon.

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