707 Windward Rd, Charleston, SC 29412 Property Records

Charleston County property record for 707 Windward Rd, Charleston, SC 29412

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,040 sqft · built 1964
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$398,000 (Jul 2025)
Tax Bill	$2,311 (2025)
Deeds & Mortgages	Sep 2026 Construction Loan Jan 2019 Sale & Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`452-01-00-090`

Property Details

APN / Parcel Number

Primary APN	`452-01-00-090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,040 sqft Living Area
1st Floor Area	2,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Bungalow
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	168 sqft
Shed	1 Shed
Shed Area	16 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	707 WINDWARD RD
City	CHARLESTON
State	SC
Zip	29412-8958
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -LIGHTHOUSE POINT DESCRIPTION -LT 9 BLK S
Legal Subdivision	LIGHTHOUSE POINT
Legal Block	S
Legal Lot Number	9
Jurisdiction	CHARLESTON SC
Township / Civil Division	JAMES ISLAND
Census Block Group	2
Census Block	2033
Census Tract	2005

Owner

707 Windward Rd is owned by two individuals who bought it in July 2025.

Source: Charleston County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1707 WINDWARD RD, CHARLESTON, SC 29412
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · Construction Mortgage PINNACLE BANK
Jan 4, 2019	Grant Deed, Transfer · Line of Credit TD BK NA
Aug 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage CPM FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2025 · Amount on File
Deed Sale	Jul 3, 2025 · Amount on File
Prior Sale	Jan 4, 2019 · Amount on File
Deed Book / Page	1323 / 364
Prior Transfer Date	May 15, 2025
Prior Transfer Doc	0013150639
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Recording Date	Sep 22, 2026
Property Address	707 WINDWARD RD, CHARLESTON, SC 29412-8958
Document Number	0000059140
Book / Page	1417 / 226
Instrument Date	Sep 15, 2026
Instrument	202659140
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 WINDWARD RD, CHARLESTON, SC 29412-8958

Mortgage

Document Number	0000059140,
Date	Sep 22, 2026
Book Page	1417/226
Instrument	202659140

Lender

Name	PINNACLE BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 15, 2046

Interest

Max Rate	-1%

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jan 4, 2019
Property Address	707 WINDWARD RD, CHARLESTON, SC 29412-8958
Document Number	0770/0294
Book / Page	000770 / 000294
Instrument Date	Dec 21, 2018
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	707 WINDWARD RD CHARLESTON SC 294128958, CHARLESTON, SC 29412-8958

Mortgage

Document Number	770/0295
Date	Jan 4, 2019
Book Page	000770/000295

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.62%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	707 WINDWARD RD, CHARLESTON, SC 29412-8958
Document Number	0744/0050
Instrument Date	Aug 22, 2018
Transaction Type	Mortgage
Record Updated	Sep 25, 2018
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 WINDWARD RD CHARLESTON SC 294128958, CHARLESTON, SC 29412-8958

Mortgage

Document Number	0744/0050
Date	Aug 30, 2018
Book Page	000744/000050

Lender

Name	CPM FCU
Type	Credit Union
Address	NORTH CHARLESTON, SC 29405

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 707 Windward Rd was $2,311, up 12.7% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,311.00 (+12.73%)	$442,750 (+2,775%) Land $195,584 Building $247,166	$690,100 Land $384,800 Building $305,300
2024	$2,050.00	$15,400
2022	$1,903.00	$15,400	$385,000 Land $170,000 Building $215,000
2020			$385,000 Land $170,000 Building $215,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 707 Windward Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 544 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	544 in force
Nearby Flood Claims	283 (1979–2023)
Claims Outside the SFHA	13 of 283
Most Recent Claim	Dec 2023 · tidal / storm surge
Claims by Event	Hurricane Irma, Sep 2017 · 35 claims Severe Storms And Flooding, Oct 2015 · 20 claims Hurricane Hugo, Sep 1989 · 162 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 707 Windward Rd is moderate, ranking above 53% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 64% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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