Cumberland County property record for 707 White Oak Rd, Monterey, TN 38574
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,630 sqft · built 1997 |
| Lot Size | 7.8 acres (339,768 sqft) |
| Owner | Trust Name on File |
| Last Sale | $195,000 (Aug 2004) |
| Tax Bill | $642 (2025) |
| Deeds & Mortgages | Mar 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 018046 00139 |
| Primary APN | 018046 00139 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,630 sqft Living Area |
| 1st Floor Area | 1,630 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 339,768 sqft (7.8 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 368 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Utility Building | 384 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 707 WHITE OAK RD |
|---|---|
| City | MONTEREY |
| State | TN |
| Zip | 38574-7078 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 02, COUNTY AREA: K01 |
| Legal Subdivision | UNIT 1 |
| Legal Block | 6 |
| Legal Lot Number | 6 |
| Jurisdiction | CUMBERLAND TN |
| Township / Civil Division | 7 |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 970302 |
707 White Oak Rd is owner-occupied and held in a trust since March 2020.
Source: Cumberland County records, as of January 26, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 707 WHITE OAK RD, MONTEREY, TN 38574-7078 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2004 · Amount on File |
| Deed Sale | Aug 30, 2004 · Amount on File |
| Prior Sale | Aug 30, 2004 · Amount on File |
| Deed Document Number | 0000322122 |
| Last Transfer Date | Mar 4, 2020 |
| Transfer Doc | 0000002430 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CUMBERLAND TN |
| Recording Date | Mar 4, 2020 |
| Property Address | 707 WHITE OAK RD, MONTEREY, TN 38574-7078 |
| Document Number | 0000002430 |
| Book / Page | 001571 / 000435 |
| Instrument Date | Mar 3, 2020 |
| Instrument | 2430 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 707 WHITE OAK RD MONTEREY TN 385747078, MONTEREY, TN 38574-7078 |
The 2025 property tax bill for 707 White Oak Rd was $642.
Source: Cumberland County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Cumberland County |
| Unified School District | Cumberland County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $642.00 | $56,550 Land $10,000 Building $46,550 | |
| 2023 | $56,550 (-) Land $10,000 Building $46,550 | ||
| 2022 | $56,550 Land $10,000 Building $46,550 | $226,200 (-) Land $40,000 Building $186,200 | |
| 2021 | $226,200 Land $40,000 Building $186,200 | ||
| 2018 | $589.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 707 White Oak Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 707 White Oak Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 68% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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