707 White Ln, Saint Helena, CA 94574 Property Records

Napa County property record for 707 White Ln, Saint Helena, CA 94574

Property Summary

Property TypeRural Home
Details4 bd · 3 ba · 2,404 sqft · built 1889
Lot Size2 acres (87,120 sqft)
OwnerCompany Name on Record
Tax Bill$6,805 (2026)
Deeds & MortgagesMay 2022 Mortgage
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN030-020-027-000

Property Details

APN / Parcel Number

Primary APN030-020-027-000
Alternative APNs
  • 030-020-027
  • 03002027

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Building Area2,404 sqft Living Area
Gross Area2,814 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1889
Effective Year BuiltEffective 1930
Construction TypeWood
Lot Area87,120 sqft
Garage TypeAttached
Garage Area410 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Old Parcel Number030-020-027
Street Address707 WHITE LN
CitySAINT HELENA
StateCA
Zip94574-1543
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeAW
Legal DescriptionLLA783-2 REF MAP=CARNE HUMANA RANCHO
Legal SubdivisionCARNE HUMANA RANCHO
JurisdictionNAPA CA
Township / Civil DivisionST. HELENA
Census Block Group2
Census Block2000
Census Tract201500

Owner

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address707 WHITE LN, SAINT HELENA, CA 94574-1543
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 11, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST REPUBLIC BANK
Aug 17, 2017Deed of Trust, Mortgage · ARM
FIRST REPUBLIC BANK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 12, 2007
Transfer Doc0000029942
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAPA CA
Property Address707 WHITE LN, SAINT HELENA, CA 94574-1543
Transaction TypeMortgage
Record UpdatedMay 19, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address707 WHITE LN, SAINT HELENA, CA 94574-1543

Mortgage

Document Number0000009696
DateMay 11, 2022
Instrument2022-0009696
Lender
NameFIRST REPUBLIC BANK
TypeBank
AddressSAN FRANCISCO, CA 94111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.7%
Type Change DateJun 1, 2032
Change FrequencyAnnually
Min Rate At Change2.95%
Index1-Year CMT
Max Rate10.9%

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAPA CA
Property Address707 WHITE LN, SAINT HELENA, CA 94574-1543
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018510
DateAug 17, 2017
Instrument2017-0018510
Lender
NameFIRST REPUBLIC BANK
TypeBank
AddressSAN FRANCISCO, CA 94111
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueSep 1, 2047
Interest
Rate TypeAdjustable Rate
Rate2.65%
Type Change DateSep 1, 2024
Change FrequencyMonthly
Index1-Month LIBOR
Max Rate9.95%

Tax Assessment & Valuation

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyNapa County
Unified School DistrictSt. Helena Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,805.00 (+2.22%) Homeowner's exemption$646,067 (+2%) Land $341,641 Building $304,426$646,067 Land $341,641 Building $304,426
2025$6,657.00 (+3.4%) Homeowner's exemption$633,400 (+4.04%) Land $334,943 Building $298,457
2023$6,438.00 (+2.96%) Homeowner's exemption$608,806 Land $321,938 Building $286,868
2022$6,253.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 91 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies91 in force
Nearby Flood Claims56 (1982–2019)
Claims Outside the SFHA14 of 56
Most Recent ClaimFeb 2019 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 13 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 13 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Valley Internet
Fixed Wireless
300 / 150
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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