DeKalb County property record for 707 Watson Dr, Genoa, IL 60135
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba |
| Lot Size | 0.162 acres (7,085 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $224,400 (May 2023) |
| Tax Bill | $5,854 (2024) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-29-102-018 |
| Primary APN | 03-29-102-018 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Lot Area | 7,085 sqft (0.162 acres) |
|---|---|
| Lot Dimensions | 109 ft deep x 65 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0329102018 |
|---|---|
| Street Address | 707 WATSON DR |
| City | GENOA |
| State | IL |
| Zip | 60135-1332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 - BLK 1 - ADA-LOR HEIGHTS SUBDIVISION |
| Legal Subdivision | ADA-LOR HEIGHTS SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | GENOA |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 100 |
Source: DeKalb County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 707 WATSON DR, GENOA, IL 60135-1332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| May 26, 2023 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Oct 11, 2022 | Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2023 · Amount on Record |
| Deed Sale | May 26, 2023 · Amount on Record |
| Prior Sale | Oct 11, 2022 · Amount on Record |
| Deed Document Number | 20233570 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | May 26, 2023 |
| Property Address | 707 WATSON DR, GENOA, IL 60135-1332 |
| Document Number | 0000003570 |
| Map Reference | DOC 290496 |
| Instrument Date | May 2, 2023 |
| Instrument | 2023003570 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $187.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 707 WATSON DR, GENOA, IL 60135-1332 |
| Name | Verified Name |
|---|---|
| Address | 707 WATSON DR, GENOA, IL 60135-1332 |
| Document Number | 0000003571 |
|---|---|
| Date | May 26, 2023 |
| Instrument | 2023003571 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.5% |
| Document Number | 0000003572 |
|---|---|
| Date | May 26, 2023 |
| Instrument | 2023003572 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Oct 11, 2022 |
| Property Address | 707 WATSON DR, GENOA, IL 60135-1332 |
| Document Number | 0000009725 |
| Map Reference | DOC 290496 |
| Instrument Date | Aug 20, 2022 |
| Instrument | 2022009725 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 707 WATSON DR, GENOA, IL 60135-1332 |
| Document Number | 0000009726 |
|---|---|
| Date | Oct 11, 2022 |
| Instrument | 2022009726 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
Source: DeKalb County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | Genoa Township |
| Municipality | Genoa City |
| Unified School District | Genoa-Kingston Community Unit School District 424 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $77,968 (+16.85%) Land $12,561 Building $65,407 | $233,904 (+16.85%) Land $37,683 Building $196,221 | |
| 2024 | $5,854.00 | ||
| 2023 | $66,724 Land $10,750 Building $55,974 | $200,172 Land $32,250 Building $167,922 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENOA serves 5,298 people · EPA ID IL0370150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | Radium not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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