707 Water St, Cahokia (East Saint Louis), IL 62206 Property Records

St. Clair County property record for 707 Water St, Cahokia, IL 62206

Property Summary

Property Type	Single Family Home
Details	672 sqft · built 1951
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$41,000 (Dec 2023)
Tax Bill	$2,392 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Oct 2023 Transfer
APN	`06-03-0-305-004`

Property Details

APN / Parcel Number

Primary APN	`06-03-0-305-004`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	672 sqft Living Area
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Mixed
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	707 WATER ST
City	EAST SAINT LOUIS
State	IL
Zip	62206-1610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAHOKIA COMMONS SUBOF 2ND SUB LOT/SEC-63 PT AS IN A02851364
Legal Subdivision	CAHOKIA COMMONS SUBOF 2ND SUB
Legal Block	305
Legal Lot Number	63
Jurisdiction	ST CLAIR IL
Township / Civil Division	CENTREVILLE
Census Block Group	3
Census Block	3028
Census Tract	502300

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	707 WATER ST, EAST SAINT LOUIS, IL 62206-1610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Oct 23, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2023 · Amount on Record
Deed Sale	Dec 29, 2023 · Amount on Record
Deed Document Number	20232801610
Last Transfer Date	Jun 12, 2025
Transfer Doc	0002851364
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 29, 2023
Property Address	707 WATER ST, CAHOKIA, IL 62206-1610
Document Number	0A02801610
Map Reference	MB A PG 11&12
Instrument Date	Dec 27, 2023
Instrument	A02801610
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	ACCENT TITLE, ACCENT TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	707 WATER ST, CAHOKIA HEIGHTS, IL 62206-1610

Mortgage

Document Number	0A02801611
Date	Dec 29, 2023
Instrument	A02801611

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate	7.35%

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR IL
Recording Date	Oct 23, 2023
Property Address	707 WATER ST, CAHOKIA, IL 62206-1610
Document Number	0A02795505
Map Reference	MB A PG 11&12
Instrument Date	Oct 12, 2023
Instrument	A02795505
Transaction Type	Transfer
Record Updated	Nov 8, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	707 WATER ST, CAHOKIA, IL 62206-1610

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Cahokia Heights City
County	St. Clair County
County Subdivision	Centreville Township
Unified School District	Cahokia Community Unit School District 187 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,392.00	$13,154 (+37.9%) Land $2,043 Building $11,111	$39,462 (+37.9%) Land $6,129 Building $33,333
2022		$9,539 Land $1,552 Building $7,987	$28,617 Land $4,656 Building $23,961

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	23 (1978–2024)
Claims Outside the SFHA	13 of 23
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng
Claims by Event	Severe Storms And Flooding, Apr 1996 · 6 claims Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAHOKIA HEIGHTS serves 12,528 people · EPA ID IL1635000
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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