707 Wards Creek Rd, Rogue River, OR 97537 Property Records

Jackson County property record for 707 Wards Creek Rd, Rogue River, OR 97537

Property Summary

Property TypeCommercial
Details4 bd · 3 ba · 3,305 sqft · built 2021
Lot Size2.61 acres (113,692 sqft)
Owner2 Individual Names on Record
Last Sale$185,000 (Aug 2021)
Tax Bill$4,879 (2025)
Deeds & MortgagesOct 2021 Construction Loan
Flood ZoneZone X (minimal risk)
APN364W152114

Property Details

APN / Parcel Number

Primary APN364W152114
Alternative APNs
  • 364W150002114
  • 10988868

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,305 sqft Gross Area
1st Floor Area2,057 sqft
2nd Floor Area520 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Lot Area113,692 sqft (2.61 acres)
Garage TypeAttached
Garage Area728 sqft
Parking Spaces3 Parking Spaces
PorchSlab

Location & Zoning

Street Address707 WARDS CREEK RD
CityROGUE RIVER
StateOR
Zip97537-4535
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeRR-2.5
Legal Range04W
Legal Township36S
Legal Section15
Legal SubdivisionBLUE RIDGE ESTATES PHASE I
Legal Block2
JurisdictionJACKSON OR
Township / Civil DivisionNORTHWEST JACKSON
Census Block Group2
Census Block2009
Census Tract2901

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address707 WARDS CREEK RD, ROGUE RIVER, OR 97537-4535
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2021 · Amount on Record
Deed SaleAug 27, 2021 · Amount on Record
Deed Document Number202137025
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON OR
Property Address707 WARDS CREEK RD, ROGUE RIVER, OR 97537-4535
Transaction TypeMortgage
Record UpdatedFeb 24, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMEIRCAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000044304
DateOct 22, 2021
Instrument2021-044304
Lender
NameUMPQUA BANK
TypeBank
AddressPORTLAND, OR 97224
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term373 Months
DueNov 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.87%
AdjustableAdjustable Rate Rider
Type Change DateNov 1, 2031
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change8.87%
Max Rate8.87%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateOregon
CountyJackson County
Unified School DistrictRogue River School District 35 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$448,110 (+3%)$704,250 (+8.85%) Land $173,900 Building $530,350
2025$4,879.00 (+2.44%)$435,060 (+3%) Land $111,400 Building $323,660$646,990 (-13.99%) Land $166,270 Building $480,720
2024$4,763.00 (+3.41%)$422,390 (+3%) Land $177,390 Building $245,000$752,200 (+2.91%) Land $245,410 Building $506,790
2023$4,606.00 (+93.94%)$410,090 (+97.91%) Land $172,220 Building $237,870$730,900 (+105.56%) Land $260,870 Building $470,030
2022$2,375.00$207,210 Land $167,210 Building $40,000$355,560 Land $275,870 Building $79,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 92% of the US · above 82% of Oregon
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hunter Communications
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Webformix
Fixed Wireless
200 / 20

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