Young County property record for 707 W Main St, Olney, TX 76374
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,026 sqft · built 1949 |
| Lot Size | 0.482 acres (21,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $207,500 (Jan 2026) |
| Tax Bill | $2,419 (2026) |
| Deeds & Mortgages | Sep 2010 Line of Credit Jan 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00830-0004-0015 |
| Primary APN | 00830-0004-0015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,026 sqft Total Area |
| 1st Floor Area | 2,051 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Lot Area | 21,000 sqft (0.482 acres) |
| Garage Type | Detached |
| Garage Area | 868 sqft |
| Porch | Porch |
| Porch Area | 60 sqft |
| Patio Area | 239 sqft |
| Heating System | Central |
|---|
| Street Address | 707 W MAIN ST |
|---|---|
| City | OLNEY |
| State | TX |
| Zip | 76374-1743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOGAN - BLK 4, LOTS 3-4 |
| Legal Subdivision | LOGAN ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 3,4 |
| Jurisdiction | YOUNG TX |
| Township / Civil Division | OLNEY |
| Census Block Group | 2 |
| Census Block | 2076 |
| Census Tract | 950200 |
707 W Main St is owned and occupied by two individuals who bought it in January 2026.
Source: Young County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 707 W MAIN ST, OLNEY, TX 76374-1743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 3, 2010 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OLNEY |
| Jan 12, 2026 | Vendor's Lien, Transfer · Seller Carry-Back TERRY VINCENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2026 · Amount on File |
| Deed Sale | Jan 12, 2026 · Amount on File |
| Prior Sale | Dec 8, 2021 |
| Deed Document Number | 2026100 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YOUNG TX |
| Property Address | 707 W MAIN ST, OLNEY, TX 76374-1743 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001080/025 |
|---|---|
| Date | Sep 3, 2010 |
| Book Page | 1080/025 |
| Instrument | 2010-2498 |
| Name | FIRST NATIONAL BANK OF OLNEY |
|---|---|
| Address | OLNEY, TX 76374 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 5, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | YOUNG TX |
| Recording Date | Jan 12, 2026 |
| Property Address | 707 W MAIN ST, OLNEY, TX 76374-1743 |
| Document Number | 0026000100 |
| Instrument Date | Nov 1, 2025 |
| Instrument | 26000100 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 714 AVENUE C, ABERNATHY, TX 79311-3427 |
| Name | Verified Name |
|---|---|
| Address | 707 W MAIN ST, OLNEY, TX 76374-1743 |
| Document Number | 0026000101 |
|---|---|
| Date | Jan 12, 2026 |
| Instrument | 26000101 |
| Name | TERRY VINCENT |
|---|---|
| Type | Seller |
| Special Notes | Seller Financed |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Oct 15, 2055 |
The 2026 property tax bill for 707 W Main St was $2,419 with a homeowner's exemption, up 44.5% from the year before.
Source: Young County assessment roll, as of January 15, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Young County |
| Municipality | Olney City |
| Unified School District | Olney Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,419.00 (+44.5%) Homeowner's exemption | $84,750 (-4.14%) Land $17,650 Building $67,100 | $84,750 (-4.14%) Land $17,650 Building $67,100 |
| 2025 | $1,674.00 Homeowner's exemption | $88,410 Land $16,780 Building $71,630 | $88,410 Land $16,780 Building $71,630 |
| 2023 | $132,060 Land $14,820 Building $117,240 | $132,060 Land $14,820 Building $117,240 | |
| 2022 | $3,314.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 707 W Main St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1983–2004) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jul 2004 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 707 W Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OLNEY serves 3,007 people · EPA ID TX2520003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2022 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brazos Communications Fiber | 1,000 / 1,000 |
| Syntrio Fixed Wireless · Fiber in parts of the area | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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