St. Louis County property record for 707 W 5th St, Duluth, MN 55806
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.172 acres (7,502 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Jul 2022) |
| Tax Bill | $478 (2026) |
| Deeds & Mortgages | Apr 2023 Line of Credit Apr 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-1290-01140 |
| Primary APN | 010-1290-01140 |
|---|---|
| Alternative APN |
|
| Lot Area | 7,502 sqft (0.172 acres) |
|---|
| Heating Fuel | Gas |
|---|
| Account Number | 1132946 |
|---|---|
| Street Address | 707 W 5TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55806-2443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0117 BLOCK:061 SERIAL # |
| Legal Subdivision | DULUTH PROPER THIRD DIV |
| Legal Block | 61 |
| Legal Lot Number | 117 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 1800 |
707 W 5th St is owned and occupied by an individual who bought it in July 2022.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 707 W 5TH ST, DULUTH, MN 55806-2443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 18, 2023 | Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK OF COMMERCE |
| Apr 19, 2023 | Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK OF COMMERCE |
| Jul 7, 2022 | Warranty Deed, Transfer |
| Jul 18, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2022 · Amount on File |
| Deed Sale | Jul 18, 2022 · Amount on File |
| Deed Document Number | 20221447762 |
| Prior Transfer Date | Jan 24, 2022 |
| Prior Transfer Doc | 0001052613 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 707 W 5TH ST, DULUTH, MN 55806-2443 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001067538 |
|---|---|
| Date | Apr 18, 2023 |
| Instrument | 1067538 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 7, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 707 W 5TH ST, DULUTH, MN 55806-2443 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001465226 |
|---|---|
| Date | Apr 19, 2023 |
| Instrument | 1465226 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 7, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 7, 2022 |
| Property Address | 707 W 5TH ST, DULUTH, MN 55806-2443 |
| Document Number | 0001058515 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 1058515 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $561.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 707 W 5TH ST, DULUTH, MN 55806-2443 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 18, 2022 |
| Property Address | 707 W 5TH ST, DULUTH, MN 55806-2443 |
| Document Number | 0001447762 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 1447762 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $561.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 707 W 5TH ST, DULUTH, MN 55806-2443 |
The 2026 property tax bill for 707 W 5th St was $478, up 0.8% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $478.00 (+0.84%) | ||
| 2025 | $474.00 | $35,800 (+3.17%) Land $35,800 | $35,800 (+3.17%) Land $35,800 |
| 2024 | $474.00 | $34,700 Land $34,700 | $34,700 Land $34,700 |
| 2022 | $31,500 Land $31,500 | $31,500 Land $31,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 707 W 5th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 707 W 5th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures