707 Tinsley Ct, Cottleville (Saint Charles), MO 63304 Property Records

St. Charles County property record for 707 Tinsley Ct, Cottleville, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,028 sqft · built 2017
Lot Size	0.342 acres (14,898 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Aug 2020)
Tax Bill	$6,516 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Sep 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T181500004`

Property Details

APN / Parcel Number

Primary APN	`T181500004`
Alternative APN	`3-0106-C479-00-0004.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,028 sqft Living Area
Basement Area	2,028 sqft

Exterior

Year Built	Built 2017
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	14,898 sqft (0.342 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T181500004
Street Address	707 TINSLEY CT
City	COTTLEVILLE
State	MO
Zip	63304-7126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASHFORD KNOLL #1 LOT 4
Legal Range	03E
Legal Township	46N
Legal Subdivision	ASHFORD KNOLL #1
Legal Lot Number	4
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	3
Census Block	3002
Census Tract	311124

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	707 TINSLEY CT, SAINT CHARLES, MO 63304-7126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Sep 13, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PARAMOUNT BOND & MORTGAGE CO INC
Jun 22, 2017	Trustee's Deed, Construction Loan · Line of Credit MIDWEST BANKCENTRE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2020 · Amount on Record
Deed Sale	Aug 3, 2020 · Amount on Record
Prior Sale	Sep 13, 2017 · Amount on Record
Deed Document Number	0073611028
Deed Book / Page	7361 / 1028
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 3, 2020
Property Address	707 TINSLEY CT, COTTLEVILLE, MO 63304-7126
Document Number	0073611028
Book / Page	7361 / 1028
Map Reference	MB 49 PG 151
Instrument Date	Jul 29, 2020
Instrument	20200803000549760
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14102 APPLEROCK DR, 14102, O FALLON, MO 63368-3891

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 TINSLEY CT, SAINT CHARLES, MO 63304-7126

Mortgage

Document Number	20200803000549770
Date	Aug 3, 2020
Instrument	20200803000549770

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

September 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 13, 2017
Property Address	707 TINSLEY CT, COTTLEVILLE, MO 63304-7126
Document Number	0068061893
Book / Page	6806 / 1893
Map Reference	MB 49 PG 151
Instrument Date	Sep 13, 2017
Instrument	20170913000576800
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10407 BAUR BLVDB, 10407, SAINT LOUIS, MO 63132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 TINSLEY CT, COTTLEVILLE, MO 63304-7126

Mortgage

Document Number	20170913000576810
Date	Sep 13, 2017
Instrument	20170913000576810

Lender

Name	PARAMOUNT BOND & MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

June 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 22, 2017
Property Address	707 TINSLEY CT, COTTLEVILLE, MO 63304-7126
Document Number	0067630795
Book / Page	006763 / 000795
Instrument Date	Jun 20, 2017
Instrument	381780
Transaction Type	Construction Loan
Record Updated	Sep 21, 2018
Title Company	ARCHWAY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10407 BAUR BLVD #B ST LOUIS MO 631321904, B, ST LOUIS, MO 63132-1904
Investor	Possibly a Property Investor

Mortgage

Document Number	67630795
Date	Jun 22, 2017
Book Page	006763/000795
Instrument	381780

Lender

Name	MIDWEST BANKCENTRE
Type	Bank
Address	SAINT LOUIS, MO 63125

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Cottleville City
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,516.00	$105,984 (+12.33%)	$557,810 (+12.33%)
2023		$94,353
2022			$496,594 Land $70,000 Building $426,594

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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