707 Swan St, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 707 Swan St, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,234 sqft · built 2020
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Jan 2025)
Tax Bill	$2,576 (2026)
Deeds & Mortgages	Jan 2025 Sale & Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`988307773833`

Property Details

APN / Parcel Number

Primary APN	`988307773833`
Alternative APNs	`988302773833` `004432000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,234 sqft Finished Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Lot Area	12,000 sqft (0.275 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988307773833
Street Address	707 SWAN ST
City	KILL DEVIL HILLS
State	NC
Zip	27948-7976
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 5 BLK: 25 SEC: PL: 2 SL: 18
Legal Subdivision	KILL DEVIL HILLS REALTY CORP
Legal Block	25
Legal Lot Number	5
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1033
Census Tract	970302

Owner

707 Swan St is owned and occupied by an individual who bought it in January 2025.

Source: Dare County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	707 SWAN ST, KILL DEVIL HILLS, NC 27948-7976
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2025	Warranty Deed, Transfer · Conventional Mortgage HOME SAVINGS & TRUST MORTGAGE
Nov 20, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TIDEWATER HOME FUNDING LLC
Jun 4, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2025 · Amount on File
Deed Sale	Jan 17, 2025 · Amount on File
Prior Sale	Nov 20, 2020 · Amount on File
Deed Document Number	2025700145598
Deed Book / Page	2770 / 305
Record Updated	Oct 29, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Jan 17, 2025
Property Address	707 SWAN ST, KILL DEVIL HILLS, NC 27948-7976
Document Number	002770/305
Book / Page	2770 / 305
Map Reference	MB 2 PG 18
Instrument Date	Jan 17, 2025
Instrument	700145598
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	754 PARKRIDGE DR, CLAYTON, NC 27527-5304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 SWAN ST, KILL DEVIL HILLS, NC 27948-7976

Mortgage

Document Number	0700145599
Date	Jan 17, 2025
Instrument	700145599

Lender

Name	HOME SAVINGS & TRUST MORTGAGE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Nov 20, 2020
Property Address	707 SWAN ST, KILL DEVIL HILLS, NC 27948-7976
Document Number	002438/322
Book / Page	2438 / 322
Map Reference	MB 2 PG 18
Instrument Date	Nov 20, 2020
Instrument	700087954
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 321, CRESWELL, NC 27928-0321

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 SWAN ST, KILL DEVIL HILLS, NC 27948-7976
Investor	Possibly a Property Investor

Mortgage

Document Number	0700087955
Date	Nov 20, 2020
Instrument	700087955

Lender

Name	TIDEWATER HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Jun 4, 2020
Property Address	707 SWAN ST, KILL DEVIL HILLS, NC 27948-7976
Document Number	002381/162
Book / Page	2381 / 162
Map Reference	MB 2 PG 18
Instrument Date	May 27, 2020
Instrument	700078651
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8820 WALTHER BLVD APT 3312, 3312, BALTIMORE, MD 21234-9050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 321, CRESWELL, NC 27928-0321

Tax Assessment & Valuation

The 2026 property tax bill for 707 Swan St was $2,576.

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,576.00	$474,300 (-) Land $190,300 Building $284,000	$474,300 Land $190,300 Building $284,000
2025	$2,576.00	$474,300 Land $190,300 Building $284,000
2023	$2,447.00	$323,900 Land $92,400 Building $231,500
2020			$474,300 Land $190,300 Building $284,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 707 Swan St in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 190 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	290 units insured incl. 100 condo units
Nearby Flood Claims	22 (2003–2018)
Claims Outside the SFHA	9 of 22
Most Recent Claim	Oct 2018 · Tropical Storm Michael
Claims by Event	Tropical Storm Michael, Oct 2018 · 6 claims Hurricane Matthew, Oct 2016 · 5 claims Hurricane Irene, Aug 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 707 Swan St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Ripple Fiber, T-Mobile.

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