707 Stuart St, Adair, IA 50002 Property Records

Adair County property record for 707 Stuart St, Adair, IA 50002

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,120 sqft · built 1993
Lot Size	0.319 acres (13,938 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jun 2021)
Tax Bill	$2,624 (2024)
Deeds & Mortgages	Apr 2009 Mortgage Jan 2011 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-04-231-024`

Property Details

APN / Parcel Number

Primary APN	`01-04-231-024`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Basement Area	1,120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,938 sqft (0.319 acres)
Lot Dimensions	138 ft deep x 101 ft wide
Garage Type	Mixed
Garage Area	896 sqft
Parking Spaces	5 Parking Spaces
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	707 STUART ST
City	ADAIR
State	IA
Zip	50002-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 9 & 10 BLK. 3 W. ADAIR
Legal Block	3
Legal Lot Number	9,10
Jurisdiction	ADAIR IA
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3035
Census Tract	960100

Owner

Source: Adair County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	707 STUART ST, ADAIR, IA 50002-1116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2009	Deed of Trust, Mortgage · Conventional Mortgage TAYLOR BEAN & WHITAKER MORTGAGE CORP
Jan 28, 2011	Deed of Trust, Mortgage · Conventional Mortgage IOWA BANKERS MORTGAGE CORP
Jun 4, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 11, 2017	Warranty Deed, Transfer FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2021 · Amount on Record
Deed Sale	Jun 4, 2021 · Amount on Record
Prior Sale	Aug 11, 2017 · Amount on Record
Deed Document Number	2021-0889
Record Updated	Jun 8, 2026

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR IA
Property Address	707 STUART ST, ADAIR, IA 50002-1116
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000616/134
Date	Apr 7, 2009
Book Page	0616/134
Instrument	2009-0346

Lender

Name	TAYLOR BEAN & WHITAKER MORTGAGE CORP
Type	Mortgage Company
Address	OCALA, FL 34475

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2019

January 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR IA
Property Address	707 STUART ST, ADAIR, IA 50002-1116
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000646/244
Date	Jan 28, 2011
Book Page	0646/244
Instrument	2011-0125

Lender

Name	IOWA BANKERS MORTGAGE CORP
Type	Non-Lending Institution
Address	JOHNSTON, IA 50131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR IA
Recording Date	Jun 4, 2021
Property Address	707 STUART ST, ADAIR, IA 50002-1116
Document Number	0020210889
Instrument Date	May 31, 2021
Instrument	2021-0889
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$199.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 STUART ST, ADAIR, IA 50002-1116

Mortgage

Document Number	0020210890
Date	Jun 4, 2021
Instrument	2021-0890

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR IA
Recording Date	Aug 11, 2017
Property Address	707 STUART ST, ADAIR, IA 50002-1116
Document Number	000757/287
Book / Page	0757 / 287
Instrument Date	Aug 6, 2017
Instrument	ES17-0325
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$156.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000757/288
Date	Aug 11, 2017
Book Page	0757/288
Instrument	ES17-0327

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	WAVERLY, IA 50677

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Adair County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Adair County
Municipality	Adair City
Unified School District	Adair-Casey Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$163,800 (+11.07%) Land $28,330 Building $135,470	$163,800 (+11.07%) Land $28,330 Building $135,470
2024	$2,624.00 (+16.31%)
2023		$147,470 (+33.83%) Land $28,330 Building $119,140	$147,470 (+33.83%) Land $28,330 Building $119,140
2022	$2,256.00	$110,190 Land $15,450 Building $94,740
2021			$110,190 Land $15,450 Building $94,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAIR MUNICIPAL WATER SUPPLY serves 809 people · EPA ID IA0105002
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Casey Mutual Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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