Lowndes County property record for 707 Spruce St, Columbus, MS 39702 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1965 |
| Square Footage | 1,802 sqft Adjusted Area |
| Lot Size | 16,080 sqft (0.369 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $753.00 (2025) |
| Primary APN | 62W060214600 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,802 sqft Adjusted Area |
| 1st Floor | 1,557 sqft 1st Floor |
| Primary Flooring | Concrete/Cement Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1965 |
|---|---|
| Exterior Material | Asbestos Exterior |
| Construction Type | Wood Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 16,080 sqft (0.369 acres) |
| Depth X Width | 201 ft x 80 ft Depth x Width |
| Utility Building | 320 sqft Utility Building |
| Heating System | Gravity Heating |
|---|
| Account Number | 018581 |
|---|---|
| Street Address | 707 SPRUCE ST |
| City | COLUMBUS |
| State | MS |
| Zip | 39702-5425 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 707 SPRUCE ST LOT 121 |
| Legal Range | 18W |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Subdivision | CHILCUTT 2ND EXT |
| Legal Lot Number | 121 |
| Jurisdiction | LOWNDES MS |
| Minor Civil Division | 1 |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 500 |
Source: Lowndes County records · APN 62W060214600
Assessment roll updated September 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 707 SPRUCE ST, COLUMBUS, MS 39702-5425 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 15, 2024 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF VERNON |
| Jul 31, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage RENASANT BANK |
| Jun 21, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF VERNON |
| Jun 21, 2023 | Warranty Deed, Transfer · Line of Credit BANK OF VERNON |
| Deed Names | Verified Name on Deed |
|---|---|
| Known Transactions |
|
| Deed Doc Number | 0020234956 |
| Deed Book / Page | 2023 / 4956 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 707 SPRUCE ST, COLUMBUS, MS 39702-5425 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00202421073 |
|---|---|
| Date | Oct 15, 2024 |
| Book Page | 2024/21073 |
| Name | BANK OF VERNON |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Sep 25, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 707 SPRUCE ST, COLUMBUS, MS 39702-5425 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00202414652 |
|---|---|
| Date | Jul 31, 2024 |
| Book Page | 2024/14652 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 707 SPRUCE ST, COLUMBUS, MS 39702-5425 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00202312770 |
|---|---|
| Date | Jun 21, 2023 |
| Book Page | 2023/12770 |
| Instrument | 1032219 |
| Name | BANK OF VERNON |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 20, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Jun 21, 2023 |
| Property Address | 707 SPRUCE ST, COLUMBUS, MS 39702-5425 |
| Document Number | 0020234956 |
| Book / Page | 2023 / 4956 |
| Map Reference | MB 2 PG 40 |
| Instrument Date | Jun 20, 2023 |
| Instrument | 1032218 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 152 S MCCRNRY, COLUMBUS, MS 39702-6320 |
| Document Number | 0202312770 |
|---|---|
| Date | Jun 21, 2023 |
| Instrument | 2023/12770 |
| Name | BANK OF VERNON |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 20, 2024 |
Source: Lowndes County records · Assessment roll updated September 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Municipality | Columbus City |
| Unified School District | Columbus Municipal School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $753.00 (-24.25%) Homeowner's exemption | $6,120 (+17.51%) | $61,200 (+17.51%) Land $8,050 Building $53,150 |
| 2024 | $994.00 | ||
| 2023 | Homeowner's exemption Senior Citizen's exemption | $5,208 | $52,080 Land $8,050 Building $44,030 |
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