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707 Sixth St, Destin, FL 32541 Property Records

Okaloosa County property record for 707 Sixth St, Destin, FL 32541 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,440 sqft · built 1977
Lot Size0.509 acres (22,162 sqft)
Owner2 Individual Names on File
Last Sale$1,010,000 (Oct 2025)
Tax Bill$6,111 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNC56-000-589-9530-9

Property Details

APN / Parcel Number

Primary APNC56-000-589-9530-9
Alternative APNs
  • 00-2S-22-1360-0060-0080
  • 22S200136000600080

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,440 sqft Living Area
Gross Area3,220 sqft
1st Floor Area720 sqft
Upper Floors Area720 sqft
Basement Area720 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialWood
Lot Area22,162 sqft (0.509 acres)
Lot Width30 ft Width
Garage TypeCarport
Garage Area480 sqft
CarportCarport
Carport Area480 sqft
PorchOpen/Unfinished Porch
Porch Area580 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address707 SIXTH ST
CityDESTIN
StateFL
Zip32541-1902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRESUB OF KELLYS ADD TO DESTIN LOT 8 BLK 6
Legal SubdivisionRESUB OF KELLYS ADD
Legal Block6
Legal Lot Number8
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1014
Census Tract23306

Owner

Source: Okaloosa County records · APN C56-000-589-9530-9

Assessment roll updated December 31, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address43 SUMMER HAVEN TRL, 17, MIRAMAR BEACH, FL 32550-4050
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 07, 2025 · Amount on Record
Deed SaleOct 07, 2025 · Amount on Record
Prior SaleNov 28, 2001 · Amount on Record
Deed Document Number20253776583
Prior Transfer DateMay 05, 2006
Prior Transfer Doc0027072417
Record UpdatedJun 08, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateOct 07, 2025
Property Address707 SIXTH ST, DESTIN, FL 32541-1902
Document Number0003776583
Map ReferenceMB 2 PG 62
Instrument DateOct 06, 2025
Instrument3776583
Transaction TypeTransfer
Record UpdatedOct 29, 2025
Title CompanyMCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$7,070.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address705 SIXTH ST, DESTIN, FL 32541-1902

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address43 SUMMER HAVEN TRL UNIT 17, 17, MIRAMAR BEACH, FL 32550-4050

Mortgage

Document Number0003776586
DateOct 07, 2025
Instrument3776586
Lender
NameTRIDENT HOME LOANS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,111.00 (+2.95%)$516,025 (+2.97%) Land $350,009 Building $166,016$516,025 (+2.97%) Land $350,009 Building $166,016
2024$5,936.00 (+4.03%)$501,127 (-0.23%) Land $336,547 Building $164,580$501,127 (-0.23%) Land $336,547 Building $164,580
2023$5,706.00 (+9.67%)$502,300 (+11.9%) Land $336,547 Building $165,753$502,300 (+11.9%) Land $336,547 Building $165,753
2022$5,203.00$448,866 Land $291,382 Building $157,484$448,866 Land $291,382 Building $157,484

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 96 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies96 in force
Nearby Flood Claims73 (1994–2020)
Claims Outside the SFHA47 of 73
Most Recent ClaimSep 2020, tidal / storm surge, Hurricane Sally
Claims By Storm
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 16 claims
  • Hurricane Frances, Sep 2004 · 20 claims
  • Hurricane Opal, Oct 1995 · 21 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 271 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
LiveOak FiberFiber5,000 / 5,000
AT&TFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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