707 Silver Leaf Dr, Joliet, IL 60431 Property Records

Will County property record for 707 Silver Leaf Dr, Joliet, IL 60431

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,398 sqft · built 2005
Lot Size	0.27 acres (11,858 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Mar 2019)
Tax Bill	$10,696 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-06-14-406-011`

Property Details

APN / Parcel Number

Primary APN	`05-06-14-406-011`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,398 sqft Living Area
Basement Area	1,264 sqft
Unfinished Basement	1,264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,858 sqft (0.27 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	707 SILVER LEAF DR
City	JOLIET
State	IL
Zip	60431-8317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 IN SILVER LEAF SUB UNIT ONE, PHASE ONE, BEING A SUB OF PRT OF THE SE1/4 OF SEC. 14, T35N-R9E.
Legal Range	09E
Legal Township	35N
Legal Section	14
Legal Subdivision	SILVER LEAF UNIT 1 PHASE 1
Legal Phase	1
Legal Lot Number	10
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	TROY
Census Block Group	1
Census Block	1011
Census Tract	883211

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	707 SILVER LEAF DR, JOLIET, IL 60431-8317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Mar 18, 2019	Warranty Deed, Transfer · FHA Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2019 · Amount on Record
Deed Sale	Mar 18, 2019 · Amount on Record
Prior Sale	Sep 19, 2016 · Amount on Record
Deed Document Number	201915170
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	707 SILVER LEAF DR, JOLIET, IL 60431-8317
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009949
Date	Jan 31, 2022
Instrument	R2022009949

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate	4.5%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Mar 18, 2019
Property Address	707 SILVER LEAF DR, JOLIET, IL 60431-8317
Document Number	0000015170
Map Reference	DOC R2003-199628
Instrument Date	Mar 5, 2019
Instrument	R2019015170
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$367.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	707 SILVER LEAF DR, JOLIET, IL 60431-8317

Mortgage

Document Number	0000015171
Date	Mar 18, 2019
Instrument	R2019015171

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Troy Township
Municipality	Joliet City
Secondary School District	Joliet Township High School District 204 (09 - 12)
Elementary School District	Troy Community Consolidated School District 30C (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,696.00 (+35.43%)	$146,858 (+27.52%) Land $19,637 Building $127,221	$440,574 (+27.52%) Land $58,911 Building $381,663
2024		$115,163 (+26.42%) Land $18,124 Building $97,039	$345,489 (+26.42%) Land $54,372 Building $291,117
2022	$7,898.00 Homeowner's exemption	$91,098 Land $15,409 Building $75,689	$273,294 Land $46,227 Building $227,067

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2007)
Most Recent Claim	Aug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Bertram Communications.

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