707 SE 12th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 707 SE 12th Ave, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,102 sqft · built 1998
Lot Size	0.332 acres (14,462 sqft)
Owner	Individual Name on Record
Last Sale	$239,000 (Jan 2024)
Tax Bill	$4,520 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-22-37-35-0230-00160-0050`

Property Details

APN / Parcel Number

Primary APN	`3-22-37-35-0230-00160-0050`
Alternative APN	`R32237350230001600050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,102 sqft Living Area
Gross Area	1,152 sqft
1st Floor Area	1,102 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,462 sqft (0.332 acres)
Lot Dimensions	145 ft deep x 100 ft wide
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	707 SE 12TH AVE
City	OKEECHOBEE
State	FL
Zip	34974-4650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WRIGHTS FIRST ADDITION TO OKEECHOBEE (PLAT BOOK 1 PAGE 13) LOTS 5 & 6 BLOCK 16
Legal Range	35E
Legal Township	37S
Legal Section	22
Legal Subdivision	WRIGHTS FIRST ADDITION TO OKEECHOBEE
Legal Block	16
Legal Lot Number	5,6
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1029
Census Tract	910500

Owner

Source: Okeechobee County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	970B SW 80TH AVE, NORTH LAUDERDALE, FL 33068-3255
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Quit Claim Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 10, 2017	Warranty Deed, Transfer CENTERSTATE BK/FL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2024 · Amount on Record
Deed Sale	Jan 30, 2024 · Amount on Record
Prior Sale	Apr 10, 2017 · Amount on Record
Deed Document Number	20241127
Prior Transfer Date	Jan 24, 2024
Prior Transfer Doc	0000001127
Record Updated	Oct 29, 2026

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jan 30, 2024
Property Address	707 SE 12TH AVE, OKEECHOBEE, FL 34974-4650
Document Number	0000001127
Map Reference	MB 1 PG 13
Instrument Date	Jan 24, 2024
Instrument	2024001127
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,673.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	707 SE 12TH AVE, OKEECHOBEE, FL 34974-4650

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 SW 80TH AVE # B, B, NORTH LAUDERDALE, FL 33068-3255

Mortgage

Document Number	0000001128
Date	Jan 30, 2024
Instrument	2024001128

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Apr 10, 2017
Property Address	707 SE 12TH AVE, OKEECHOBEE, FL 34974-4650
Document Number	0007881849
Book / Page	000788 / 001849
Instrument Date	Apr 7, 2017
Instrument	3531
Transaction Type	Transfer
Record Updated	May 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$647.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2735 SW 26TH AVE OKEECHOBEE FL 349745666, OKEECHOBEE, FL 34974-5666

Mortgage

Document Number	7881850
Date	Apr 10, 2017
Book Page	000788/001850
Instrument	3532

Lender

Name	CENTERSTATE BK/FL
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2047

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,520.00 (+178.15%)	$199,702 (+106.02%) Land $27,225 Building $172,477	$199,702 (+20.75%) Land $27,225 Building $172,477
2023	$1,625.00 (+5.73%) Homeowner's exemption	$96,932 (+3%)	$165,390 (+19.9%) Land $17,820 Building $147,570
2022	$1,537.00 Homeowner's exemption	$94,109	$137,945 Land $12,375 Building $125,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	8 (1992–2012)
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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