Webb County property record for 707 Saint James Dr, #404, Laredo, TX 78041
| Property Type | Condominium |
|---|---|
| Details | 1,598 sqft · built 2015 |
| Lot Size | 0.126 acres (5,498 sqft) |
| Owner | Individual Name on File |
| Last Sale | $311,220 (Jul 2021) |
| Tax Bill | $1,476 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 945-00951-404 |
| Primary APN | 945-00951-404 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,598 sqft Living Area |
| Gross Area | 2,088 sqft |
| 1st Floor Area | 694 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Tile |
| Lot Area | 5,498 sqft (0.126 acres) |
| Garage Type | Attached |
| Garage Area | 490 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 16 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 109 sqft |
| Balcony Area | 24 sqft |
| Street Address | 707 SAINT JAMES DR, 404 |
|---|---|
| City | LAREDO |
| State | TX |
| Zip | 78041-6204 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | THE GARDENS OF DEL MAR CONDOS BLDG D UNIT 404 AND UND 3.571% INT IN COMMON ELEMENTS UNDIVIDED INTEREST PROPERTY - UDI: 50.000000% |
| Legal Subdivision | THE GARDENS OF DEL MAR CONDOMINIUMS |
| Legal Block | 951 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 1709 |
707 Saint James Dr, #404 is owned and occupied by an individual who bought it in July 2021.
Source: Webb County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 707 SAINT JAMES DR, 404, LAREDO, TX 78041-6204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2021 · Amount on File |
| Deed Sale | Jul 19, 2021 · Amount on File |
| Deed Document Number | 20211435838 |
| Deed Book / Page | 5067 / 579 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WEBB TX |
| Recording Date | Jul 19, 2021 |
| Property Address | 707 SAINT JAMES DR # 404, 404, LAREDO, TX 78041-6204 |
| Document Number | 005067/579 |
| Book / Page | 5067 / 579 |
| Map Reference | VOL 1930 PG 795 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 1435838 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 8, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 707 SAINT JAMES DR # 404, 404, LAREDO, TX 78041-6204 |
| Document Number | 0001435839 |
|---|---|
| Date | Jul 19, 2021 |
| Instrument | 1435839 |
| Name | GEO MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 707 Saint James Dr, #404 was $1,476 with a homeowner's exemption, down 16.5% from the year before.
Source: Webb County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $144,808 (-50.35%) Land $27,492 Building $117,316 | $144,808 (-50.35%) Land $27,492 Building $117,316 | |
| 2025 | $1,476.00 (-16.52%) | $291,659 Land $54,985 Building $236,674 | $291,659 Land $54,985 Building $236,674 |
| 2024 | $1,768.00 | ||
| 2023 | $234,954 Land $27,492 Building $207,462 | $234,954 Land $27,492 Building $207,462 | |
| 2022 | $1,463.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 707 Saint James Dr, #404 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2007–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 707 Saint James Dr, #404 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAREDO serves 260,046 people · EPA ID TX2400001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Smartcom Telephone.
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