Carroll County property record for 707 S Division St, Flora, IN 46929
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,520 sqft · built 1952 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Jun 2025) |
| Tax Bill | $613 (2025) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-10-10-018-039.000-016 |
| Primary APN | 08-10-10-018-039.000-016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,520 sqft Living Area |
| 1st Floor Area | 2,520 sqft |
| Attic | Attic |
| Attic Area | 1,680 sqft |
| Basement Area | 840 sqft |
| Finished Basement | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1970 |
| Roof Material | Asphalt |
| Lot Area | 7,187 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 01566966610 |
|---|---|
| Street Address | 707 S DIVISION ST |
| City | FLORA |
| State | IN |
| Zip | 46929-1627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 018-18039-00 FLORA SINKS 2ND ADD LOT 23 |
| Legal Subdivision | SINKS SECOND ADDITION |
| Legal Lot Number | 23 |
| Jurisdiction | CARROLL IN |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 959800 |
707 S Division St is owned and occupied by two individuals who bought it in June 2025.
Source: Carroll County records, as of June 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 707 S DIVISION ST, FLORA, IN 46929-1627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2025 | Warranty Deed, Transfer · Conventional Mortgage LUMINATE BANK |
| Nov 2, 2022 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2025 · Amount on File |
| Deed Sale | Jun 16, 2025 · Amount on File |
| Prior Sale | Nov 2, 2022 · Amount on File |
| Deed Document Number | 20251592 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARROLL IN |
| Recording Date | Jun 16, 2025 |
| Property Address | 707 S DIVISION ST, FLORA, IN 46929-1627 |
| Document Number | 2025001592 |
| Instrument Date | Jun 13, 2025 |
| Instrument | 2025001592 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | BECK TITLE COMPANY, BCKS TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 707 S DIVISION ST, FLORA, IN 46929-1627 |
| Document Number | 2025001593 |
|---|---|
| Date | Jun 16, 2025 |
| Instrument | 2025001593 |
| Name | LUMINATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARROLL IN |
| Recording Date | Nov 2, 2022 |
| Property Address | 707 S DIVISION ST, FLORA, IN 46929-1627 |
| Document Number | 2022003402 |
| Instrument Date | Nov 1, 2022 |
| Instrument | 2022003402 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2023 |
| Title Company | COLUMBIA TITLE, COLUMBIA TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 707 S DIVISION ST, FLORA, IN 46929-1627 |
| Document Number | 2022003403 |
|---|---|
| Date | Nov 2, 2022 |
| Instrument | 2022003403 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
The 2025 property tax bill for 707 S Division St was $613 with a homeowner's exemption, down 16.9% from the year before.
Source: Carroll County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Carroll County |
| County Subdivision | Monroe Township |
| Municipality | Flora Town |
| Unified School District | Carroll Consolidated School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $613.00 (-16.94%) Homeowner's exemption | $108,300 Land $14,100 Building $94,200 | $108,300 Land $14,100 Building $94,200 |
| 2024 | $738.00 | ||
| 2023 | $106,400 (+104.22%) Land $10,200 Building $96,200 | $106,400 (+104.22%) Land $10,200 Building $96,200 | |
| 2022 | $242.00 | $52,100 Land $10,200 Building $41,900 | $52,100 Land $10,200 Building $41,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 707 S Division St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1983–1989) |
| Most Recent Claim | May 1989 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 707 S Division St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORA WATER WORKS serves 2,100 people · EPA ID IN5208003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mulberry Cooperative Telephone Company Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| On-Ramp Indiana Fixed Wireless | 200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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