Okaloosa County property record for 707 Riva Ridge Dr, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,783 sqft · built 1999 |
| Lot Size | 0.216 acres (9,394 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Aug 2025) |
| Tax Bill | $2,192 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-597-0761-2 |
| Primary APN | C56-000-597-0761-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,783 sqft Living Area |
| Gross Area | 2,415 sqft |
| 1st Floor Area | 1,783 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 9,394 sqft (0.216 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 72 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 707 RIVA RIDGE DR |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-6201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STEEPLECHASE PH III LOT 14 BLK B |
| Legal Range | 23W |
| Legal Township | 03N |
| Legal Section | 28 |
| Legal Subdivision | STEEPLECHASE |
| Legal Phase | 3 |
| Legal Block | B |
| Legal Lot Number | 14 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 20702 |
707 Riva Ridge Dr is owned and occupied by two individuals who bought it in August 2025.
Source: Okaloosa County records, as of December 31, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 707 RIVA RIDGE DR, CRESTVIEW, FL 32539-6201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2020 | Deed of Trust, Mortgage · VA Mortgage CERTAINTY HOME LOANS LLC |
| Apr 17, 2019 | Warranty Deed, Transfer · VA Mortgage CERTAINTY HOME LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2025 · Amount on File |
| Deed Sale | Aug 4, 2025 · Amount on File |
| Prior Sale | Apr 17, 2019 · Amount on File |
| Deed Document Number | 20253766843 |
| Prior Transfer Date | Oct 20, 2016 |
| Prior Transfer Doc | 0032774922 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 707 RIVA RIDGE DR, CRESTVIEW, FL 32539-6201 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 707 RIVA RIDGE DR, CRESTVIEW, FL 32539-6201 |
| Document Number | 0035134226 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 3513/4226 |
| Instrument | 3416765 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 17, 2019 |
| Property Address | 707 RIVA RIDGE DR, CRESTVIEW, FL 32539-6201 |
| Document Number | 0033934775 |
| Book / Page | 3393 / 4775 |
| Map Reference | MB 17 PG 52 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 3271700 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,315.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 590 BROOKS RD, 590, BAKER, FL 32531-8370 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 707 RIVA RIDGE DR, CRESTVIEW, FL 32539-6201 |
| Document Number | 0003271701 |
|---|---|
| Date | Apr 17, 2019 |
| Instrument | 3271701 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2049 |
The 2025 property tax bill for 707 Riva Ridge Dr was $2,192.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Crestview City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,192.00 | $180,111 | $217,503 Land $37,664 Building $179,839 |
| 2023 | $2,077.00 (+3.28%) Homeowner's exemption | $169,937 (+3%) | $229,674 (+10.08%) Land $32,000 Building $197,674 |
| 2022 | $2,011.00 Homeowner's exemption | $164,987 | $208,648 Land $23,178 Building $185,470 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 707 Riva Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 707 Riva Ridge Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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