707 Ridgecrest Cir, Denton, TX 76205 Property Records

Denton County property record for 707 Ridgecrest Cir, Denton, TX 76205

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,192 sqft · built 1974
Lot Size	0.435 acres (18,960 sqft)
Owner	Individual Name on File
Last Sale	$344,300 (Oct 2017)
Tax Bill	$7,673 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R28181 19667`

Property Details

APN / Parcel Number

Primary APN	`R28181 19667`
Alternative APNs	`SD0296A-000004-0000-0017-0000` `SD0296A-000004-0000-0017` `R28181` `976393`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,192 sqft Living Area
Gross Area	2,712 sqft
1st Floor Area	2,192 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,960 sqft (0.435 acres)
Lot Dimensions	120 ft deep x 158 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	442 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	707 RIDGECREST CIR
City	DENTON
State	TX
Zip	76205-5411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHRIDGE BLK 4 LOT 17 17/2004 // AB797
Legal Subdivision	SOUTHRIDGE
Legal Block	4
Legal Lot Number	17
Jurisdiction	DENTON TX
Township / Civil Division	DENTON
Census Block Group	1
Census Block	1002
Census Tract	21305

Owner

707 Ridgecrest Cir is owned and occupied by an individual who bought it in October 2017.

Source: Denton County records, as of September 14, 2026

Owner of Record	Individual Name on File
Mailing Address	707 RIDGECREST CIR, DENTON, TX 76205-5411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage MID-AMERICAN MORTGAGE INC
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage MID-AMERICAN MORTGAGE INC
Oct 26, 2017	Vendor's Lien, Transfer · Conventional Mortgage AMERICAN SOUTHWEST MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2017 · Amount on File
Deed Sale	Oct 26, 2017 · Amount on File
Prior Sale	May 18, 2015 · Amount on File
Deed Document Number	2017132046
Prior Transfer Date	Oct 25, 2017
Prior Transfer Doc	0000132046
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	707 RIDGECREST CIR, DENTON, TX 76205-5411
Transaction Type	Mortgage
Record Updated	Aug 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000122407
Date	Jul 7, 2021
Instrument	2021-122407

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Mar 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	707 RIDGECREST CIR, DENTON, TX 76205-5411
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	ALLEGIANCE TITLE AGENCY INC, ALLEGIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059998
Date	Apr 6, 2021
Instrument	2021-059998

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2051

October 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Oct 26, 2017
Property Address	707 RIDGECREST CIR, DENTON, TX 76205-5411
Document Number	0000132046
Map Reference	VOL 3 PG 51
Instrument Date	Oct 25, 2017
Instrument	2017-132046
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 RIDGECREST CIR, DENTON, TX 76205-5411

Mortgage

Document Number	0000132047
Date	Oct 26, 2017
Instrument	2017-132047

Lender

Name	AMERICAN SOUTHWEST MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 707 Ridgecrest Cir was $7,673 with a homeowner's exemption, up 8% from the year before.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Denton City
Unified School District	Denton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$483,000 (+2.13%) Land $130,410 Building $352,590	$483,000 (-7.12%) Land $130,410 Building $352,590
2025	$7,673.00 (+8.04%) Homeowner's exemption	$472,904 Land $119,340 Building $400,660	$520,000 Land $119,340 Building $400,660
2024	$7,102.00 (+13.36%)
2023	$6,265.00 (-10.05%) Homeowner's exemption	$456,000 Land $108,926 Building $347,074	$456,000 Land $108,926 Building $347,074
2022	$6,965.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 707 Ridgecrest Cir in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1983–2019)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Apr 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 707 Ridgecrest Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENTON serves 150,037 people · EPA ID TX0610002
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ElektraFi, Nextlink.

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