707 Ridge St, Baraboo, WI 53913 Property Records

Sauk County property record for 707 Ridge St, Baraboo, WI 53913

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,263 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit May 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`206 0239-00000`

Property Details

APN / Parcel Number

Primary APN	`206 0239-00000`

Exterior

Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	707 RIDGE ST
City	BARABOO
State	WI
Zip	53913-1935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 35-12-6 COM 396'N OF SLI NW SW ON W LI RIDGE ST-W 132'-S66'-E132'-N66' TO POB V180-431 .20A
Jurisdiction	SAUK WI
Township / Civil Division	BARABOO
Census Block Group	1
Census Block	1004
Census Tract	302

Owner

Source: Sauk County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	707 RIDGE ST, BARABOO, WI 53913-1935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
May 24, 2023	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Apr 19, 2021	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Oct 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUK WI
Property Address	707 RIDGE ST, BARABOO, WI 53913-1935
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001256498
Date	Nov 21, 2023
Instrument	1256498

Lender

Name	SUMMIT CU
Type	Credit Union
Address	COTTAGE GROVE, WI 53527

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUK WI
Property Address	707 RIDGE ST, BARABOO, WI 53913-1935
Transaction Type	Mortgage
Record Updated	Jun 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001249859
Date	May 24, 2023
Instrument	1249859

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUK WI
Property Address	707 RIDGE ST, BARABOO, WI 53913-1935
Transaction Type	Mortgage
Record Updated	May 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1216987
Date	Apr 19, 2021
Instrument	1216987

Lender

Name	SUMMIT CU
Type	Credit Union
Address	5527

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUK WI
Property Address	707 RIDGE ST, BARABOO, WI 53913-1935
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1186902
Date	Oct 2, 2019
Instrument	1186902

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Sauk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Baraboo City
County	Sauk County
Unified School District	Baraboo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,263.00 (+14.25%) Homeowner's exemption	$140,200 (-) Land $26,100 Building $114,100	$207,211 (+15.48%) Land $38,575 Building $168,636
2023	$2,856.00 Homeowner's exemption	$140,200 Land $26,100 Building $114,100	$179,436 Land $33,404 Building $146,032

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARABOO WATERWORKS serves 12,703 people · EPA ID WI1570085
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	8 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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