707 Plater St, Aberdeen, MD 21001 Property Records

Harford County property record for 707 Plater St, Aberdeen, MD 21001

Property Summary

Property TypeSingle Family Home
Details1 ba · 864 sqft · built 1950
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on Record
Last Sale$155,000 (Oct 2017)
Tax Bill$1,630 (2026)
Deeds & MortgagesMay 2021 Line of Credit
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-033984

Property Details

APN / Parcel Number

Primary APN02-033984
Alternative APNs
  • 2033984
  • 033984

Interior

Full Baths1 Bath
Stories1 Story
Building Area864 sqft Total Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage TypeDetached
Garage Area264 sqft
Parking Spaces1 Parking Space
Patio Area168 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number033984
Street Address707 PLATER ST
CityABERDEEN
StateMD
Zip21001-3023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 27 60X100 707 PLATER STREET ROYAL ACRES S2 P 4/89
Legal SubdivisionROYAL ACRES
Legal Lot Number27
JurisdictionHARFORD MD
Township / Civil Division2, HALLS CROSS ROADS
Census Block Group3
Census Block3000
Census Tract302802

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address707 PLATER ST, ABERDEEN, MD 21001-3023
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2021Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Oct 23, 2017Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 23, 2017 · Amount on Record
Deed SaleOct 23, 2017 · Amount on Record
Prior SaleMar 30, 2006 · Amount on Record
Deed Document Number201712566-0375
Deed Book / Page12566 / 375
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address707 PLATER ST, ABERDEEN, MD 21001-3023
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0147810042
DateMay 27, 2021
Book Page14781/42
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 11, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2017: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateOct 23, 2017
Property Address707 PLATER ST, ABERDEEN, MD 21001-3023
Document Number0125660375
Book / Page12566 / 0375
Map ReferenceMB4 FO89
Instrument DateOct 6, 2017
Instrument12566-0375
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyLAWYERS TRUST TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,025.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address707 PLATER ST, ABERDEEN, MD 21001-3023

Mortgage

Document Number125660381
DateOct 23, 2017
Instrument12566-0381
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
MunicipalityAberdeen City
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,630.00 (+13.27%) Homeowner's exemption$171,000 (+19.08%) Land $50,600 Building $120,400$171,000 (+19.08%) Land $50,600 Building $120,400
2025$1,439.00 (+5.73%) Homeowner's exemption
2023$143,600 Land $50,600 Building $93,000$143,600 Land $50,600 Building $93,000
2022$1,361.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ABERDEEN
serves 18,006 people · EPA ID MD0120001
Water SourcePurchased surface water from several systems
Last State InspectionJul 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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