Simpson County property record for 707 Phillips St, Franklin, KY 42134
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,260 sqft · built 1964 |
| Lot Size | 0.298 acres (13,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $329,300 (Jun 2023) |
| Tax Bill | $1,465 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-00-08-002.00 |
| Primary APN | 008-00-08-002.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,000 sqft (0.298 acres) |
| Lot Dimensions | 130 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Driveway | Asphalt Driveway |
| Porch | Slab |
| Porch Area | 62 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 707 PHILLIPS ST |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-1641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 707 PHILLIPS STREET |
| Legal Subdivision | GRAINGER VILLAGE SUB |
| Jurisdiction | SIMPSON KY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 970300 |
Source: Simpson County records, as of June 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1543 HUNT CLUB BLVD, GALLATIN, TN 37066-6085 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2023 · Amount on Record |
| Deed Sale | Jun 27, 2023 · Amount on Record |
| Prior Sale | May 30, 2023 · Amount on Record |
| Deed Document Number | 20231216373 |
| Deed Book / Page | 373 / 244 |
| Prior Transfer Date | May 24, 2023 |
| Prior Transfer Doc | 0001215477 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Dec 6, 2021 |
| Property Address | 707 PHILLIPS ST, FRANKLIN, KY 42134-1641 |
| Document Number | 00D361/441 |
| Book / Page | D361 / 441 |
| Map Reference | MB 1 PG 42 |
| Instrument Date | Dec 3, 2021 |
| Instrument | 1205973 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $149.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2718 UHLS RD, 2718, FRANKLIN, KY 42134-5198 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1543 HUNT CLUB BLVD, GALLATIN, TN 37066-6085 |
| Document Number | 0001205974 |
|---|---|
| Date | Dec 6, 2021 |
| Instrument | 1205974 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Simpson County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Municipality | Franklin City |
| Unified School District | Simpson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,465.00 (+5.62%) | $167,000 (+12.08%) | $167,000 (+12.08%) |
| 2023 | $1,387.00 | $149,000 | $149,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (2011–2024) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER WORKS serves 31,602 people · EPA ID KY1070144 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Franklin EPB Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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