707 Parcel St, Monterey, CA 93940 Property Records

Monterey County property record for 707 Parcel St, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,281 sqft · built 1966
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$697,500 (Dec 2017)
Tax Bill	$1,345 (2025)
Deeds & Mortgages	Jun 2022 Reverse Mortgage Aug 2020 Reverse Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`001-184-019-000`

Property Details

APN / Parcel Number

Primary APN	`001-184-019-000`
Alternative APN	`001-184-019`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,281 sqft Living Area
1st Floor Area	1,281 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)
Garage Area	445 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	001-184-019
Street Address	707 PARCEL ST
City	MONTEREY
State	CA
Zip	93940-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WITHERS ADD TO MONTEREY LOTS 30 & 32 BK 36
Legal Subdivision	WITHERS ADD TO MONTEREY
Legal Block	2
Legal Lot Number	30,32
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2001
Census Tract	12503

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	707 PARCEL ST, MONTEREY, CA 93940-1502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Aug 26, 2020	Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING
Jul 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD
Aug 14, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Dec 28, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Dec 28, 2017	Quit Claim Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2017 · Amount on Record
Deed Sale	Dec 28, 2017 · Amount on Record
Deed Document Number	201771731
Prior Transfer Date	Dec 13, 2017
Prior Transfer Doc	0000071731
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	707 PARCEL ST, MONTEREY, CA 93940-1502
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 PARCEL ST, MONTEREY, CA 93940-1502

Mortgage

Document Number	0000029197
Date	Jun 30, 2022
Instrument	2022029197

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	880 Months
Due	Oct 8, 2095

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	707 PARCEL ST, MONTEREY, CA 93940-1502
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	PLACER TITLE COMPANY ROSEV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 PARCEL ST, MONTEREY, CA 93940-1502

Mortgage

Document Number	0000043776
Date	Aug 26, 2020
Instrument	2020043776

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.82%
Type Change Date	Sep 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	707 PARCEL ST, MONTEREY, CA 93940-1502
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030120
Date	Jul 19, 2019
Instrument	2019030120

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	707 PARCEL ST, MONTEREY, CA 93940-1502
Document Number	0000043777
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 4, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 PARCEL ST MONTEREY CA 939401502, MONTEREY, CA 93940-1502

Mortgage

Document Number	0000043777
Date	Aug 26, 2020
Instrument	43777

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.82%

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Dec 28, 2017
Property Address	707 PARCEL ST, MONTEREY, CA 93940-1502
Document Number	0000071731
Map Reference	MB1 PG4
Instrument Date	Dec 13, 2017
Instrument	2017071731
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9500 CENTER ST APT 9, 9, CARMEL, CA 93923-8523

Mortgage

Document Number	0000071732
Date	Dec 28, 2017
Instrument	2017071732

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Dec 28, 2017
Property Address	707 PARCEL ST, MONTEREY, CA 93940-1502
Document Number	0000071730
Instrument Date	Dec 13, 2017
Instrument	71730
Transaction Type	Transfer
Record Updated	Jan 19, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	707 PARCEL ST MONTEREY CA 939401502, MONTEREY, CA 93940-1502

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$97,797 (+2%) Land $24,897 Building $72,900
2025	$1,345.00 (+21.83%)	$95,880 (+4.04%) Land $24,409 Building $71,471
2023	$1,104.00 (+1.28%)	$92,159 Land $23,462 Building $68,697
2022	$1,090.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Optimum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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