Black Hawk County property record for 707 Oregon St, Waterloo, IA 50702
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,157 sqft · built 1954 |
| Lot Size | 0.187 acres (8,160 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,770 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-36-176-020 |
| Primary APN | 8913-36-176-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,157 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Attic | Attic |
| Attic Area | 269 sqft |
| Basement Area | 768 sqft |
| Finished Basement | 20 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,160 sqft (0.187 acres) |
| Lot Dimensions | 120 ft deep x 68 ft wide |
| Garage Type | Detached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 28 sqft |
| Patio Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 707 OREGON ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-2432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FIRST ADD TO RUSSELL HEIGHTS LOT 2 BLK 2 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 36 |
| Legal Subdivision | FIRST ADD TO RUSSELL HEIGHTS |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 1000 |
707 Oregon St is owned and occupied by an individual who acquired it in January 2017.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 707 OREGON ST, WATERLOO, IA 50702-2432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 11, 2017 |
| Transfer Doc | 0000013297 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 707 Oregon St was $2,770 with a homeowner's exemption, up 3.1% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,770.00 (+3.13%) Homeowner's exemption | $146,660 Land $22,610 Building $124,050 | $146,660 Land $22,610 Building $124,050 |
| 2024 | $2,686.00 | ||
| 2023 | $134,060 (+25.16%) Land $22,610 Building $111,450 | $134,060 Land $22,610 Building $111,450 | |
| 2022 | $2,158.00 Homeowner's exemption | $107,110 Land $22,610 Building $84,500 | |
| 2021 | $107,110 Land $22,610 Building $84,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 707 Oregon St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 707 Oregon St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Nextlink.
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