707 Orchard St, Middletown, OH 45044 Property Records

Butler County property record for 707 Orchard St, Middletown, OH 45044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1956
Lot Size	0.198 acres (8,625 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Jul 2021)
Tax Bill	$2,863 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jul 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`Q6542-045.000-024`

Property Details

APN / Parcel Number

Primary APN	`Q6542-045.000-024`
Alternative APNs	`0003300` `248785` `250867`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	312 sqft
Deck Area	384 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0003300
Old Parcel Number	Q6542045.000024
Street Address	707 ORCHARD ST
City	MIDDLETOWN
State	OH
Zip	45044-6029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10465 ENT
Legal Subdivision	MIDDLETOWN
Legal Lot Number	10465
Jurisdiction	BUTLER OH
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1001
Census Tract	13400

Owner

Source: Butler County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	707 ORCHARD ST, MIDDLETOWN, OH 45044-6029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Warranty Deed, Transfer · Conventional Mortgage RIVERHILLS BANK
Jul 13, 2021	Correction Deed ABLE TITLE AGENCY LLC, ABSOLUTE TITLE AGENCY LLC
Jul 22, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 4, 2017	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2021 · Amount on Record
Deed Sale	Jul 13, 2021 · Amount on Record
Prior Sale	Jul 22, 2019
Deed Document Number	0000039747
Deed Book / Page	9684 / 1322
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Jul 13, 2021
Property Address	707 ORCHARD ST, MIDDLETOWN, OH 45044-6029
Document Number	0000039747
Book / Page	9684 / 1322
Instrument Date	Jun 23, 2021
Instrument	2021-00039747
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ABSOLUTE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 ORCHARD ST, MIDDLETOWN, OH 45044-6029

Mortgage

Document Number	0096841324
Date	Jul 13, 2021
Instrument	9684/1324

Lender

Name	RIVERHILLS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

July 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	BUTLER OH
Recording Date	Jul 13, 2021
Property Address	707 ORCHARD ST, MIDDLETOWN, OH 45044-6029
Document Number	0000039746
Book / Page	9684 / 1320
Instrument Date	Jun 23, 2021
Instrument	2021-00039746
Record Updated	Jul 27, 2021
Title Company	ABLE TITLE AGENCY LLC, ABSOLUTE TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4625 WICKLOW DR, MIDDLETOWN, OH 45042-2967

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTLER OH
Recording Date	Jul 22, 2019
Property Address	707 ORCHARD ST, MIDDLETOWN, OH 45044-6029
Document Number	0000026165
Book / Page	009314 / 000665
Instrument Date	Jul 19, 2019
Instrument	26165
Transaction Type	Transfer
Record Updated	Jul 31, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 ORCHARD ST MIDDLETOWN OH 450446029, MIDDLETOWN, OH 45044-6029

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Oct 4, 2017
Property Address	707 ORCHARD ST, MIDDLETOWN, OH 45044-6029
Document Number	0000039559
Book / Page	009087 / 000970
Instrument Date	Sep 29, 2017
Instrument	39559
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$384.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	707 ORCHARD ST MIDDLETOWN OH 450446029, MIDDLETOWN, OH 45044-6029

Mortgage

Document Number	39560
Date	Oct 4, 2017
Book Page	009087/000972
Instrument	39560

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2047

Tax Assessment & Valuation

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,863.00 (+2.47%)	$54,430 (-) Land $6,690 Building $47,740	$155,530 (-) Land $19,120 Building $136,410
2023	$2,794.00 (+16.51%)	$54,430 (+31.89%) Land $6,690 Building $47,740	$155,530 (+31.89%) Land $19,120 Building $136,410
2022	$2,398.00	$41,270 Land $6,690 Building $34,580
2020			$117,920 Land $19,120 Building $98,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY PWS serves 51,229 people · EPA ID OH0901712
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: altafiber Network Solutions, Verizon.

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