707 Oak, Merkel, TX 79536 Property Records

Taylor County property record for 707 Oak, Merkel, TX 79536

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,504 sqft · built 1937
Lot Size	0.226 acres (9,858 sqft)
Owner	2 Individual Names on File
Last Sale	$206,220 (Jun 2026)
Tax Bill	$2,144 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S1350002500`

Property Details

APN / Parcel Number

Primary APN	`S1350002500`
Alternative APN	`28566`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,504 sqft Living Area
1st Floor Area	1,504 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,858 sqft (0.226 acres)
Lot Dimensions	159 ft deep x 62 ft wide
Porch	Open Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	707 OAK
City	MERKEL
State	TX
Zip	79536-6417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILLER ADDN OF MERKEL, BLOCK 4, LOT S 37 1/2 LT 50 & N1/2 LT 51
Legal Subdivision	MILLER ADDN OF MERKEL
Legal Block	4
Legal Lot Number	50
Jurisdiction	TAYLOR TX
Township / Civil Division	MERKEL
Census Block Group	2
Census Block	2095
Census Tract	13601

Owner

Source: Taylor County assessment roll, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	707 OAK, MERKEL, TX 79536-6417
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed, Transfer · VA Mortgage CITY BANK
Jun 23, 2021	Vendor's Lien, Transfer · Conventional Mortgage CITY BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 12, 2026 · Amount on Record
Deed Sale	Jun 12, 2026 · Amount on Record
Prior Sale	Jun 23, 2021 · Amount on Record
Deed Document Number	202612165
Prior Transfer Date	Nov 1, 2023
Prior Transfer Doc	0000018310
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	TAYLOR TX
Recording Date	Jun 12, 2026
Property Address	707 OAK, MERKEL, TX 79536-6417
Document Number	0000012165
Instrument Date	Jun 11, 2026
Instrument	202612165
Transaction Type	Transfer
Record Updated	Jul 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 OAK, MERKEL, TX 79536-6417

Mortgage

Document Number	0000012166,
Date	Jun 12, 2026
Instrument	202612166

Lender

Name	CITY BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TAYLOR TX
Recording Date	Jun 23, 2021
Property Address	707 OAK, MERKEL, TX 79536-6417
Document Number	0000013734
Map Reference	VOL 1 PG 15
Instrument Date	Jun 22, 2021
Instrument	2021-00013734
Transaction Type	Transfer
Record Updated	Jul 28, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 OAK, MERKEL, TX 79536-6417

Mortgage

Document Number	0000013735
Date	Jun 23, 2021
Instrument	2021-00013735

Lender

Name	CITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Taylor County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Taylor County
Municipality	Merkel Town
Unified School District	Merkel Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,845 (+2.42%) Land $2,465 Building $109,380	$111,845 (+2.42%) Land $2,465 Building $109,380
2025	$2,144.00 (+8.34%)	$109,203 (+8.02%) Land $2,465 Building $106,738	$109,203 (+8.02%) Land $2,465 Building $106,738
2024	$1,979.00 (+5.21%)	$101,097 (+5.8%) Land $2,465 Building $98,632	$101,097 (+5.8%) Land $2,465 Building $98,632
2023	$1,881.00 (-5.71%)	$95,555 Land $2,465 Building $93,090	$95,555 Land $2,465 Building $93,090
2022	$1,995.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERKEL serves 3,573 people · EPA ID TX2210002
Water Source	Purchased surface water from CITY OF ABILENE
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Uniti Group Fiber	2,000 / 2,000
AMG Technology Investment Group Fixed Wireless	1,000 / 1,000
Optimum Communications Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Taylor Electric Cooperative.

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