Sacramento County property record for 707 Need Ct, Galt, CA 95632 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 9,714 sqft (0.223 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $475,000 (2018) |
| Tax Bill | $7,038.00 (2025) |
| Primary APN | 150-0760-018-0000 |
|---|
| Lot Area | 9,714 sqft (0.223 acres) |
|---|
| Street Address | 707 NEED CT |
|---|---|
| City | GALT |
| State | CA |
| Zip | 95632-3622 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | EMERALD PARK UNIT NO.22, LOT 18, UNIT:: 0, BLOCK:: 0, BLDG:: 0 |
| Legal Subdivision | EMERALD PARK UNIT NO.22 |
| Legal Lot Number | 18 |
| Jurisdiction | SACRAMENTO CA |
| Minor Civil Division | GALT |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 9410 |
Source: Sacramento County records · APN 150-0760-018-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 707 NEED CT, GALT, CA 95632-3622 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC |
| Mar 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC |
| Oct 29, 2018 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage MOUNTAIN WEST FIN'L |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 29, 2018 · Amount on Record |
| Deed Sale | Oct 29, 2018 · Amount on Record |
| Deed Book / Page | 20181029 / 580 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 707 NEED CT, GALT, CA 95632-3622 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 707 NEED CT, GALT, CA 95632-3622 |
| Document Number | 0000001909 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 202103241909 |
| Name | MOUNTAIN WEST FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | REDLANDS, CA 92374 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 707 NEED CT, GALT, CA 95632-3622 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2021 |
| Name | Verified Name |
|---|---|
| Address | 707 NEED CT, GALT, CA 95632-3622 |
| Document Number | 3240000001909 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 20210324/1909 |
| Name | MOUNTAIN WEST FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | REDLANDS, CA 92374 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Oct 29, 2018 |
| Property Address | 707 NEED CT, GALT, CA 95632-3622 |
| Document Number | 1810290580 |
| Instrument Date | Oct 18, 2018 |
| Instrument | 1810290580 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 12, 2018 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $522.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 707 NEED CT GALT CA 956323622, GALT, CA 95632-3622 |
| Document Number | 1810290581 |
|---|---|
| Date | Oct 29, 2018 |
| Instrument | 1810290581 |
| Name | MOUNTAIN WEST FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | REDLANDS, CA 92374 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 28, 2048 |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Galt City |
| Elementary School District | Galt Joint Union Elementary School District (KG - 08) |
| Secondary School District | Galt Joint Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $539,978 (+2%) Land $130,848 Building $409,130 | |
| 2025 | $7,038.00 (+4.19%) | $529,391 (+4.04%) Land $128,283 Building $401,108 |
| 2024 | $6,755.00 (-4.56%) | |
| 2023 | $7,078.00 (+3.81%) | $508,836 Land $123,302 Building $385,534 |
| 2022 | $6,818.00 |
707 Need Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Sacramento County (06067C), updated September 29, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 3rd in California |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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