707 N Ernest St, Griffith, IN 46319 Property Records

Lake County property record for 707 N Ernest St, Griffith, IN 46319

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,824 sqft · built 1958
Lot Size	0.143 acres (6,229 sqft)
Owner	Individual Name on File
Last Sale	$374,129 (Mar 2026)
Tax Bill	$4,431 (2024)
Deeds & Mortgages	Sep 2022 Mortgage Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-15-26-0209-0022`

Property Details

APN / Parcel Number

Primary APN	`001-15-26-0209-0022`
Alternative APNs	`45-07-34-230-011.000-006` `152602090022`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,824 sqft Living Area
Gross Area	2,736 sqft
1st Floor Area	912 sqft
Basement Area	912 sqft
Game Room	Game Room

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2010
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	707 N ERNEST ST
City	GRIFFITH
State	IN
Zip	46319-2023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KLEINMAN 1ST ADD TO TOWN OF GRIFFITH L. 22
Legal Subdivision	KLEINMAN 1ST ADD
Legal Lot Number	22
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	4
Census Block	4010
Census Tract	40900

Owner

707 N Ernest St is owned and occupied by an individual who bought it in March 2026.

Source: Lake County records, as of March 31, 2026

Owner of Record	Individual Name on File
Mailing Address	707 N ERNEST ST, GRIFFITH, IN 46319-2023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Mar 20, 2026	Warranty Deed, Transfer · Conventional Mortgage RAPID MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2026 · Amount on File
Deed Sale	Mar 20, 2026 · Amount on File
Prior Sale	Sep 20, 2022 · Amount on File
Deed Document Number	2026511103
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	707 N ERNEST ST, GRIFFITH, IN 46319-2023
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038608
Date	Sep 20, 2022
Instrument	2022-538608

Lender

Name	PEOPLES BANK
Type	Bank
Address	MUNSTER, IN 46321

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Mar 20, 2026
Property Address	707 N ERNEST ST, GRIFFITH, IN 46319-2023
Document Number	0000011103
Map Reference	MB 31 PG 82
Instrument Date	Mar 20, 2026
Instrument	2026-511103
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	MERIDIAN TITLE CORPORATION

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 N ERNEST ST, GRIFFITH, IN 46319-2023

Mortgage

Document Number	0000011104
Date	Mar 20, 2026
Instrument	2026-511104

Lender

Name	RAPID MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Griffith Town
Unified School District	Griffith Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$212,800 Land $30,000 Building $182,800	$212,800 Land $30,000 Building $182,800
2024	$4,431.00
2023		$188,300 (+52.22%) Land $30,000 Building $158,300	$188,300 (+52.22%) Land $30,000 Building $158,300
2022	$1,302.00	$123,700 Land $30,000 Building $93,700	$123,700 Land $30,000 Building $93,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 707 N Ernest St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1983–2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 707 N Ernest St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRIFFITH WATER DEPARTMENT serves 16,893 people · EPA ID IN5245019
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Jun 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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