707 N Cherry St, Shell Rock, IA 50670 Property Records

Butler County property record for 707 N Cherry St, Shell Rock, IA 50670

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,192 sqft · built 1949
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Jul 2026)
Tax Bill	$2,416 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1202478004`

Property Details

APN / Parcel Number

Primary APN	`1202478004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,192 sqft Living Area
Gross Area	1,156 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	50 sqft
Patio Area	356 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	707 N CHERRY ST
City	SHELL ROCK
State	IA
Zip	50670-9718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUSTIN SUB-DIV. A TR. LYING S OF HIGHWAY IN LOT A, SUB-DIV. OF O.L. 34
Legal Subdivision	AUSTINS
Legal Lot Number	A
Jurisdiction	BUTLER IA
Township / Civil Division	SHELL ROCK
Census Block Group	1
Census Block	1003
Census Tract	70500

Owner

Source: Butler County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	707 N CHERRY ST, SHELL ROCK, IA 50670-9718
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer · Conventional Mortgage FARMERS STATE BANK
Jun 1, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage VERIDIAN CU
Jun 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
May 23, 2018	Deed of Trust, Mortgage SECURITY NATIONAL BANK
May 10, 2019	Deed of Trust, Mortgage · FHA Mortgage DAS ACQUISITION
May 13, 2021	Deed of Trust, Mortgage · FHA Mortgage DAS ACQUISITION CO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Jun 1, 2023 · Amount on Record
Deed Document Number	20261402
Prior Transfer Date	Jul 27, 2011
Prior Transfer Doc	0020112624
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER IA
Recording Date	Jul 2, 2026
Property Address	707 N CHERRY ST, SHELL ROCK, IA 50670-9718
Document Number	0000001402
Instrument Date	Jul 2, 2026
Instrument	20261402
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,703.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 N CHERRY ST, SHELL ROCK, IA 50670-9718

Mortgage

Document Number	0000001403,
Date	Jul 2, 2026
Instrument	20261403

Lender

Name	FARMERS STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER IA
Property Address	707 N CHERRY ST, SHELL ROCK, IA 50670-9718
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020231059
Date	Jun 1, 2023
Instrument	2023-1059

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Jun 1, 2030

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER IA
Property Address	707 N CHERRY ST, SHELL ROCK, IA 50670-9718
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020231058
Date	Jun 1, 2023
Instrument	2023-1058

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2020
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	12%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER IA
Property Address	707 N CHERRY ST, SHELL ROCK, IA 50670-9718
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020181160
Date	May 23, 2018
Instrument	2018-1160

Lender

Name	SECURITY NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER IA
Property Address	707 N CHERRY ST, SHELL ROCK, IA 50670-9718
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020190927
Date	May 10, 2019
Instrument	2019-0927

Lender

Name	DAS ACQUISITION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER IA
Property Address	707 N CHERRY ST, SHELL ROCK, IA 50670-9718
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020211564
Date	May 13, 2021
Instrument	2021-1564

Lender

Name	DAS ACQUISITION CO LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Butler County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Butler County
Municipality	Shell Rock City
Unified School District	Waverly-Shell Rock Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,416.00 (-6.21%)	$152,870 (+5.87%) Land $23,210 Building $129,660	$152,870 (+5.87%) Land $23,210 Building $129,660
2024	$2,576.00 (+9.99%)
2023		$144,390 (+13.37%) Land $23,210 Building $121,180	$144,390 (+13.37%) Land $23,210 Building $121,180
2022	$2,342.00 Homeowner's exemption	$127,360 Land $23,210 Building $104,150
2021			$127,360 Land $23,210 Building $104,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	18 (1993–2016)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 9 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELL ROCK MUNI WATER SUPP serves 1,269 people · EPA ID IA1286042
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Butler-Bremer Mutual Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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