707 N Camp St, Joseph, OR 97846 Property Records

Wallowa County property record for 707 N Camp St, Joseph, OR 97846

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,464 sqft · built 2008
Lot Size	0.354 acres (15,400 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Mar 2022)
Tax Bill	$5,039 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage May 2020 Mortgage + 1 more
APN	`02S4530DB 700`

Property Details

APN / Parcel Number

Primary APN	`02S4530DB 700`
Alternative APN	`2964`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,464 sqft Living Area
Basement Area	1,464 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	15,400 sqft (0.354 acres)
Lot Width	130 ft Width
Garage Type	Detached
Garage Area	1,152 sqft
Deck Area	Deck Area

Location & Zoning

Account Number	2964
Street Address	707 N CAMP ST
City	JOSEPH
State	OR
Zip	97846-2201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T2S R45E WM SEC 30 LOT 2 & 3 BLK 3 MAHONS SUBDTO TOWN JOSEPH VOL 67 PG 567 591 WD 2-9-93 22954 LLA TO PARCEL 600 WD 9-4-93 24147 WD 4-8-97 33030 EXC: LOT 2 BLK 3 MAHONSSUBDIV WD 10-5-04 51688 LLA FROM PARCEL 800 ALSO: LOT 4 BLK 3 WD 10-5-04 51689 R E
Legal Subdivision	MAHONSSUB
Legal Lot Number	2
Jurisdiction	WALLOWA OR
Township / Civil Division	JOSEPH
Census Block Group	1
Census Block	1025
Census Tract	960100

Owner

707 N Camp St is owned by two individuals who bought it in March 2022.

Source: Wallowa County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 46, JOSEPH, OR 97846-0046
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jun 12, 2019	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2022 · Amount on File
Deed Sale	Mar 31, 2022 · Amount on File
Prior Sale	Jun 12, 2019 · Amount on File
Deed Document Number	202286086
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALLOWA OR
Recording Date	Mar 31, 2022
Property Address	707 N CAMP ST, JOSEPH, OR 97846-2201
Document Number	0000086086
Map Reference	MB 1 PG 3
Instrument Date	Mar 30, 2022
Instrument	86086
Transaction Type	Transfer
Record Updated	May 24, 2022
Title Company	WALAUGA TITLE COMPANY, WALLOWA TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 46, JOSEPH, OR 97846-0046

Mortgage

Document Number	0000086087
Date	Mar 31, 2022
Instrument	86087

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALLOWA OR
Property Address	707 N CAMP ST, JOSEPH, OR 97846-2201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WALLOWA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	81775
Date	May 8, 2020
Instrument	81775

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALLOWA OR
Recording Date	Jun 12, 2019
Property Address	707 N CAMP ST, JOSEPH, OR 97846-2201
Document Number	0000080119
Map Reference	MB 1 PG 3
Instrument Date	Jun 10, 2019
Instrument	080119
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	WALAUGA TITLE COMPANY, WALLOWA TITLE COPMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 351, JOSEPH, OR 97846-0351

Mortgage

Document Number	0000080120
Date	Jun 12, 2019
Instrument	080120

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 707 N Camp St was $5,039, up 3% from the year before.

Source: Wallowa County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Wallowa County
Municipality	Joseph City
Unified School District	Joseph School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,039.00 (+2.98%)	$410,577 (+3%) Land $52,077 Building $358,500	$967,270 (+1.98%) Land $122,490 Building $844,780
2024	$4,893.00 (+3.01%)	$398,619 (+3%) Land $50,963 Building $347,656	$948,530 (+9.87%) Land $120,310 Building $828,220
2023	$4,750.00 (+2.99%)	$387,009 (+3%) Land $57,633 Building $329,376	$863,290 (+0.52%) Land $110,370 Building $752,920
2022	$4,612.00	$375,737 Land $56,679 Building $319,058	$858,860 Land $127,900 Building $730,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 707 N Camp St; there have been 1 flood claim nearby since 2002.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2002)
Most Recent Claim	Oct 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 707 N Camp St is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 74% of Oregon
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JOSEPH serves 1,182 people · EPA ID OR4100414
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Feb 2019
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000

Cell Coverage

5G (outdoors only) and 4G LTE

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